Use this page as a one-stop reference for everything related to HDFC Bank's THE JAMSHEDPUR URBAN COOP BANK LTD branch in JAMSHEDPUR, JHARKHAND. The branch's IFSC code HDFC0CJUCBL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0CJUCBL is the IFSC of HDFC Bank's THE JAMSHEDPUR URBAN COOP BANK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CJUCBL = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | The Jamshedpur Urban Coop Bank Ltd |
| IFSC Code | HDFC0CJUCBL |
| MICR Code | Refer to cheque leaf |
| Branch Address | TIWARI COMPLEX, SAKCHI, JAMSHEDPUR-831001 |
| City | Jamshedpur |
| District | Paschimi Singhbhum |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 7781970757 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the The Jamshedpur Urban Coop Bank Ltd branch in Jamshedpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CJUCBL.
The Jamshedpur Urban Coop Bank Ltd branch overview
Located at TIWARI COMPLEX, SAKCHI, JAMSHEDPUR-831001, the The Jamshedpur Urban Coop Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CJUCBL is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE JAMSHEDPUR URBAN COOP BANK LTD branch came to be assigned the code HDFC0CJUCBL.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CJUCBL, money simply cannot be routed to the THE JAMSHEDPUR URBAN COOP BANK LTD branch electronically.
How to transfer money using IFSC HDFC0CJUCBL
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CJUCBL across all three.
NEFT to HDFC Bank, THE JAMSHEDPUR URBAN COOP BANK LTD using IFSC HDFC0CJUCBL
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CJUCBL, and confirm that the system picks up HDFC Bank – THE JAMSHEDPUR URBAN COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0CJUCBL
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THE JAMSHEDPUR URBAN COOP BANK LTD, ensure your bank's portal accepts IFSC HDFC0CJUCBL while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – THE JAMSHEDPUR URBAN COOP BANK LTD, use IMPS. With IFSC HDFC0CJUCBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CJUCBL for HDFC Bank – THE JAMSHEDPUR URBAN COOP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CJUCBL | Yes – HDFC0CJUCBL | Yes – HDFC0CJUCBL |
For most retail customers crediting the The Jamshedpur Urban Coop Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE JAMSHEDPUR URBAN COOP BANK LTD branch, the IFSC HDFC0CJUCBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Jamshedpur Urban Coop Bank Ltd branch is mapped to IFSC HDFC0CJUCBL on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CJUCBL.
Products and services
Customers walking into the The Jamshedpur Urban Coop Bank Ltd branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0CJUCBL
MICR & cheque-truncation details
Cheques drawn on the The Jamshedpur Urban Coop Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CJUCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the The Jamshedpur Urban Coop Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CJUCBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0CJUCBL
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – THE JAMSHEDPUR URBAN COOP BANK LTD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0CJUCBL. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The The Jamshedpur Urban Coop Bank Ltd branch sits at TIWARI COMPLEX, SAKCHI, JAMSHEDPUR-831001. If you are travelling from outside Jamshedpur, search for the branch on a maps application using the bank name and locality, or call 91-7781970757 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CJUCBL and your account number.
Verifying IFSC HDFC0CJUCBL from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CJUCBL by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7781970757.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Jamshedpur Urban Coop Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CJUCBL, however, work 24x7.
Branch address & contact
HDFC BankThe Jamshedpur Urban Coop Bank Ltd Branch
TIWARI COMPLEX, SAKCHI, JAMSHEDPUR-831001
Jamshedpur, Jharkhand
Phone: 91-7781970757
IFSC: HDFC0CJUCBL
Frequently asked questions
What is the phone number of HDFC Bank The Jamshedpur Urban Coop Bank Ltd branch?
You can reach the branch at 91-7781970757 during regular banking hours.
Is IFSC HDFC0CJUCBL valid for NEFT and RTGS?
Yes. IFSC HDFC0CJUCBL is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank The Jamshedpur Urban Coop Bank Ltd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7781970757 to confirm.
Where is HDFC Bank The Jamshedpur Urban Coop Bank Ltd branch located?
HDFC Bank's The Jamshedpur Urban Coop Bank Ltd branch is located at TIWARI COMPLEX, SAKCHI, JAMSHEDPUR-831001, Jamshedpur, Jharkhand.
Can I use IFSC HDFC0CJUCBL for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CJUCBL to send funds instantly.
How do I add HDFC Bank The Jamshedpur Urban Coop Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CJUCBL, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0CJUCBL the same for all accounts at The Jamshedpur Urban Coop Bank Ltd branch?
Yes. The IFSC HDFC0CJUCBL is shared by every account held at HDFC Bank's The Jamshedpur Urban Coop Bank Ltd branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Jamshedpur Urban Coop Bank Ltd branch but serve different purposes.
Final notes
To recap: HDFC0CJUCBL is the IFSC code of HDFC Bank, THE JAMSHEDPUR URBAN COOP BANK LTD branch, in JAMSHEDPUR, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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