This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, LAL BUNGALOW CIRCLE - JAMNAGAR branch in JAMNAGAR. The 11-digit IFSC HDFC0001251 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the LAL BUNGALOW CIRCLE - JAMNAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – LAL BUNGALOW CIRCLE - JAMNAGAR is HDFC0001251. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001251 map to this branch in JAMNAGAR, GUJARAT.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lal Bungalow Circle - Jamnagar branch in Jamnagar, Gujarat is part of this network and uses the IFSC code HDFC0001251 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Lal Bungalow Circle - Jamnagar |
| IFSC Code | HDFC0001251 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND FIRST FLOOR,MADHAV PLAZA, SHOP NO.27 TO 32NEAR LAL BUNGALOW CIRCLE |
| City | Jamnagar |
| District | Jamnagar |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9898271111 |
About this branch
The branch is located at GROUND AND FIRST FLOOR,MADHAV PLAZA, SHOP NO.27 TO 32NEAR LAL BUNGALOW CIRCLE. It serves the Jamnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0001251 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's LAL BUNGALOW CIRCLE - JAMNAGAR branch came to be assigned the code HDFC0001251.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0001251, money simply cannot be routed to the LAL BUNGALOW CIRCLE - JAMNAGAR branch electronically.
Account types you can open at the Lal Bungalow Circle - Jamnagar branch
Once you have an account at HDFC Bank – LAL BUNGALOW CIRCLE - JAMNAGAR, the IFSC HDFC0001251 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Lal Bungalow Circle - Jamnagar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0001251
How to transfer money using IFSC HDFC0001251
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001251 across all three.
How to use IFSC HDFC0001251 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's LAL BUNGALOW CIRCLE - JAMNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001251.
- Confirm the bank name auto-populates as HDFC Bank and the branch as LAL BUNGALOW CIRCLE - JAMNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to LAL BUNGALOW CIRCLE - JAMNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's LAL BUNGALOW CIRCLE - JAMNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0001251 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank LAL BUNGALOW CIRCLE - JAMNAGAR (IFSC HDFC0001251)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0001251 in your mobile or internet banking app, and the money is credited to the LAL BUNGALOW CIRCLE - JAMNAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Lal Bungalow Circle - Jamnagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0001251:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAL BUNGALOW CIRCLE - JAMNAGAR is still linked to IFSC HDFC0001251.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's LAL BUNGALOW CIRCLE - JAMNAGAR branch, the IFSC HDFC0001251 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Lal Bungalow Circle - Jamnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001251 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001251 and the account number together uniquely identify the Lal Bungalow Circle - Jamnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – LAL BUNGALOW CIRCLE - JAMNAGAR:
- The IFSC is exactly HDFC0001251 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and LAL BUNGALOW CIRCLE - JAMNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Lal Bungalow Circle - Jamnagar branch sits at GROUND AND FIRST FLOOR,MADHAV PLAZA, SHOP NO.27 TO 32NEAR LAL BUNGALOW CIRCLE. If you are travelling from outside Jamnagar, search for the branch on a maps application using the bank name and locality, or call 91-9898271111 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0001251 and your account number.
Verifying IFSC HDFC0001251 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001251 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9898271111.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lal Bungalow Circle - Jamnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001251, however, work 24x7.
Branch address & contact
HDFC BankLal Bungalow Circle - Jamnagar Branch
GROUND AND FIRST FLOOR,MADHAV PLAZA, SHOP NO.27 TO 32NEAR LAL BUNGALOW CIRCLE
Jamnagar, Gujarat
Phone: 91-9898271111
IFSC: HDFC0001251
Frequently asked questions
How do I add HDFC Bank Lal Bungalow Circle - Jamnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001251, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using HDFC0001251 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Lal Bungalow Circle - Jamnagar reflect within 30 minutes.
What is the phone number of HDFC Bank Lal Bungalow Circle - Jamnagar branch?
You can reach the branch at 91-9898271111 during regular banking hours.
Is IFSC HDFC0001251 valid for NEFT and RTGS?
Yes. IFSC HDFC0001251 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Lal Bungalow Circle - Jamnagar branch located?
HDFC Bank's Lal Bungalow Circle - Jamnagar branch is located at GROUND AND FIRST FLOOR,MADHAV PLAZA, SHOP NO.27 TO 32NEAR LAL BUNGALOW CIRCLE, Jamnagar, Gujarat.
Can I use IFSC HDFC0001251 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001251 to send funds instantly.
Summary
The IFSC code HDFC0001251 belongs to HDFC Bank's LAL BUNGALOW CIRCLE - JAMNAGAR branch, located at GROUND AND FIRST FLOOR,MADHAV PLAZA, SHOP NO.27 TO 32NEAR LAL BUNGALOW CIRCLE in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
