If you are searching for the IFSC code of HDFC Bank, JALORE NAGRIK SAHKARI BANK LIMITED branch in JALORE, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is HDFC0CJALOR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JALORE NAGRIK SAHKARI BANK LIMITED branch, and detailed step-by-step guides for using the IFSC HDFC0CJALOR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's JALORE NAGRIK SAHKARI BANK LIMITED branch, the IFSC HDFC0CJALOR breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CJALOR identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jalore Nagrik Sahkari Bank Limited branch — IFSC HDFC0CJALOR — extends the bank's services to customers in and around Jalore, Rajasthan.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Jalore Nagrik Sahkari Bank Limited |
| IFSC Code | HDFC0CJALOR |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR HARI DEO JOSHI CIRCLE, JALORE. |
| City | Jalore |
| District | Jalor |
| State | Rajasthan |
| STD Code | 2973 |
| Phone | 223407 |
Jalore Nagrik Sahkari Bank Limited branch overview
Located at NEAR HARI DEO JOSHI CIRCLE, JALORE., the Jalore Nagrik Sahkari Bank Limited branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CJALOR is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's JALORE NAGRIK SAHKARI BANK LIMITED branch came to be assigned the code HDFC0CJALOR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CJALOR, money simply cannot be routed to the JALORE NAGRIK SAHKARI BANK LIMITED branch electronically.
Products and account variants supported
Every account opened at the Jalore Nagrik Sahkari Bank Limited branch is mapped to IFSC HDFC0CJALOR on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0CJALOR.
Banking services available
The Jalore Nagrik Sahkari Bank Limited branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2973-223407.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CJALOR
How to transfer money using IFSC HDFC0CJALOR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CJALOR across all three.
How to use IFSC HDFC0CJALOR for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's JALORE NAGRIK SAHKARI BANK LIMITED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0CJALOR.
- Confirm the bank name auto-populates as HDFC Bank and the branch as JALORE NAGRIK SAHKARI BANK LIMITED.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0CJALOR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – JALORE NAGRIK SAHKARI BANK LIMITED, ensure your bank's portal accepts IFSC HDFC0CJALOR while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – JALORE NAGRIK SAHKARI BANK LIMITED, use IMPS. With IFSC HDFC0CJALOR and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0CJALOR for HDFC Bank – JALORE NAGRIK SAHKARI BANK LIMITED, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0CJALOR | Yes – HDFC0CJALOR | Yes – HDFC0CJALOR |
For most retail customers crediting the Jalore Nagrik Sahkari Bank Limited branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's JALORE NAGRIK SAHKARI BANK LIMITED branch, the IFSC HDFC0CJALOR is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0CJALOR
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the JALORE NAGRIK SAHKARI BANK LIMITED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CJALOR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CJALOR and the account number together uniquely identify the Jalore Nagrik Sahkari Bank Limited branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – JALORE NAGRIK SAHKARI BANK LIMITED:
- The IFSC is exactly HDFC0CJALOR with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and JALORE NAGRIK SAHKARI BANK LIMITED as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jalore Nagrik Sahkari Bank Limited branch
The branch is located at NEAR HARI DEO JOSHI CIRCLE, JALORE., which puts it inside Jalore, the broader Jalor district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Jalore Nagrik Sahkari Bank Limited branch” — the verified location pin for IFSC HDFC0CJALOR should appear at the top of the results.
- Confirm the branch is open by calling 2973-223407 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CJALOR and your account number.
Verifying IFSC HDFC0CJALOR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CJALOR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2973-223407.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jalore Nagrik Sahkari Bank Limited branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0CJALOR, however, work 24x7.
Branch address & contact
HDFC BankJalore Nagrik Sahkari Bank Limited Branch
NEAR HARI DEO JOSHI CIRCLE, JALORE.
Jalore, Rajasthan
Phone: 2973-223407
IFSC: HDFC0CJALOR
Frequently asked questions
Does HDFC Bank Jalore Nagrik Sahkari Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2973-223407 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jalore Nagrik Sahkari Bank Limited branch but serve different purposes.
How do I add HDFC Bank Jalore Nagrik Sahkari Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0CJALOR, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Jalore Nagrik Sahkari Bank Limited branch?
You can reach the branch at 2973-223407 during regular banking hours.
Can I use IFSC HDFC0CJALOR for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0CJALOR to send funds instantly.
Is IFSC HDFC0CJALOR the same for all accounts at Jalore Nagrik Sahkari Bank Limited branch?
Yes. The IFSC HDFC0CJALOR is shared by every account held at HDFC Bank's Jalore Nagrik Sahkari Bank Limited branch. Only the account number changes from customer to customer.
Where is HDFC Bank Jalore Nagrik Sahkari Bank Limited branch located?
HDFC Bank's Jalore Nagrik Sahkari Bank Limited branch is located at NEAR HARI DEO JOSHI CIRCLE, JALORE., Jalore, Rajasthan.
What is the IFSC code of HDFC Bank Jalore Nagrik Sahkari Bank Limited branch?
The IFSC code of HDFC Bank, Jalore Nagrik Sahkari Bank Limited branch is HDFC0CJALOR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0CJALOR belongs to HDFC Bank's JALORE NAGRIK SAHKARI BANK LIMITED branch, located at NEAR HARI DEO JOSHI CIRCLE, JALORE. in JALORE, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


