Below are the complete branch details for HDFC Bank, CIVIC CENTRE branch, located in JABALPUR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0005855. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0005855 for HDFC Bank – CIVIC CENTRE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – CIVIC CENTRE is HDFC0005855. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005855 map to this branch in JABALPUR, MADHYA PRADESH.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Civic Centre branch in Jabalpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005855.
About this branch
The branch is located at HDFC BANK LTD CIVIC CENTRE MARHATAL JABALPUR MADHYA PRADESH JABALPUR MADHYA PRADESH 482002. It serves the Jabalpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0005855 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Civic Centre |
| IFSC Code | HDFC0005855 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD CIVIC CENTRE MARHATAL JABALPUR MADHYA PRADESH JABALPUR MADHYA PRADESH 482002 |
| City | Jabalpur |
| District | Jabalpur |
| State | Madhya Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's CIVIC CENTRE branch came to be assigned the code HDFC0005855.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005855, money simply cannot be routed to the CIVIC CENTRE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Civic Centre branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005855 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0005855
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005855 across all three.
NEFT to HDFC Bank, CIVIC CENTRE using IFSC HDFC0005855
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005855, and confirm that the system picks up HDFC Bank – CIVIC CENTRE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CIVIC CENTRE
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's CIVIC CENTRE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0005855 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – CIVIC CENTRE, use IMPS. With IFSC HDFC0005855 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Civic Centre
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0005855:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CIVIC CENTRE is still linked to IFSC HDFC0005855.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's CIVIC CENTRE branch, the IFSC HDFC0005855 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Civic Centre branch is mapped to IFSC HDFC0005855 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005855.
Products and services
Customers walking into the Civic Centre branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005855
Digital banking channels
Most day-to-day work that customers used to do at the Civic Centre branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0005855 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Civic Centre branch
The branch is located at HDFC BANK LTD CIVIC CENTRE MARHATAL JABALPUR MADHYA PRADESH JABALPUR MADHYA PRADESH 482002, which puts it inside Jabalpur, the broader Jabalpur district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Civic Centre branch” — the verified location pin for IFSC HDFC0005855 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005855 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – CIVIC CENTRE:
- The IFSC is exactly HDFC0005855 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and CIVIC CENTRE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Civic Centre are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005855 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0005855 for HDFC Bank – CIVIC CENTRE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankCivic Centre Branch
HDFC BANK LTD CIVIC CENTRE MARHATAL JABALPUR MADHYA PRADESH JABALPUR MADHYA PRADESH 482002
Jabalpur, Madhya Pradesh
Phone: 1800-2026161
IFSC: HDFC0005855
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Civic Centre branch but serve different purposes.
Where is HDFC Bank Civic Centre branch located?
HDFC Bank's Civic Centre branch is located at HDFC BANK LTD CIVIC CENTRE MARHATAL JABALPUR MADHYA PRADESH JABALPUR MADHYA PRADESH 482002, Jabalpur, Madhya Pradesh.
How quickly will an NEFT transfer using HDFC0005855 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Civic Centre reflect within 30 minutes.
Is IFSC HDFC0005855 valid for NEFT and RTGS?
Yes. IFSC HDFC0005855 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Civic Centre as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005855, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0005855 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005855 to send funds instantly.
Is IFSC HDFC0005855 the same for all accounts at Civic Centre branch?
Yes. The IFSC HDFC0005855 is shared by every account held at HDFC Bank's Civic Centre branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Civic Centre branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Final notes
To recap: HDFC0005855 is the IFSC code of HDFC Bank, CIVIC CENTRE branch, in JABALPUR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
