Use this page as a one-stop reference for everything related to HDFC Bank's ZIRO POINT ITANAGAR branch in ITANAGAR, ARUNACHAL PRADESH. The branch's IFSC code HDFC0008731 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's ZIRO POINT ITANAGAR branch, the IFSC HDFC0008731 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 008731 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ziro Point Itanagar |
| IFSC Code | HDFC0008731 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR SUMPA COMPLEX ZIRO POINT LOWER A SEC NR HOTEL TODO ITANAGAR ITANAGAR ARUNACHAL PRADESH 791111 |
| City | Itanagar |
| District | Papumpare |
| State | Arunachal Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ziro Point Itanagar branch in Itanagar, Arunachal Pradesh is part of this network and uses the IFSC code HDFC0008731 for all electronic settlement.
About the Ziro Point Itanagar branch
The Ziro Point Itanagar branch of HDFC Bank is situated at HDFC BANK LTD GRD FLOOR SUMPA COMPLEX ZIRO POINT LOWER A SEC NR HOTEL TODO ITANAGAR ITANAGAR ARUNACHAL PRADESH 791111. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0008731 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ZIRO POINT ITANAGAR branch came to be assigned the code HDFC0008731.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008731, money simply cannot be routed to the ZIRO POINT ITANAGAR branch electronically.
How to transfer money using IFSC HDFC0008731
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008731 across all three.
NEFT to HDFC Bank, ZIRO POINT ITANAGAR using IFSC HDFC0008731
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008731, and confirm that the system picks up HDFC Bank – ZIRO POINT ITANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ZIRO POINT ITANAGAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's ZIRO POINT ITANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0008731 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – ZIRO POINT ITANAGAR, use IMPS. With IFSC HDFC0008731 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ziro Point Itanagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0008731:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ZIRO POINT ITANAGAR is still linked to IFSC HDFC0008731.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0008731
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ZIRO POINT ITANAGAR is still mapped to IFSC HDFC0008731. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008731 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ziro Point Itanagar branch
Once you have an account at HDFC Bank – ZIRO POINT ITANAGAR, the IFSC HDFC0008731 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ziro Point Itanagar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0008731
MICR & cheque-truncation details
Cheques drawn on the Ziro Point Itanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0008731 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Ziro Point Itanagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008731 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0008731
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – ZIRO POINT ITANAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008731. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ziro Point Itanagar branch
The branch is located at HDFC BANK LTD GRD FLOOR SUMPA COMPLEX ZIRO POINT LOWER A SEC NR HOTEL TODO ITANAGAR ITANAGAR ARUNACHAL PRADESH 791111, which puts it inside Itanagar, the broader Papumpare district, and the state of Arunachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Ziro Point Itanagar branch” — the verified location pin for IFSC HDFC0008731 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008731 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0008731 for HDFC Bank – ZIRO POINT ITANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ziro Point Itanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008731 continue to work without interruption.
Branch address & contact
HDFC BankZiro Point Itanagar Branch
HDFC BANK LTD GRD FLOOR SUMPA COMPLEX ZIRO POINT LOWER A SEC NR HOTEL TODO ITANAGAR ITANAGAR ARUNACHAL PRADESH 791111
Itanagar, Arunachal Pradesh
Phone: 1800-2026161
IFSC: HDFC0008731
Frequently asked questions
Is IFSC HDFC0008731 the same for all accounts at Ziro Point Itanagar branch?
Yes. The IFSC HDFC0008731 is shared by every account held at HDFC Bank's Ziro Point Itanagar branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Ziro Point Itanagar branch?
You can reach the branch at 1800-2026161 during regular banking hours.
What is the IFSC code of HDFC Bank Ziro Point Itanagar branch?
The IFSC code of HDFC Bank, Ziro Point Itanagar branch is HDFC0008731. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0008731 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008731 to send funds instantly.
Is IFSC HDFC0008731 valid for NEFT and RTGS?
Yes. IFSC HDFC0008731 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is HDFC Bank Ziro Point Itanagar branch located?
HDFC Bank's Ziro Point Itanagar branch is located at HDFC BANK LTD GRD FLOOR SUMPA COMPLEX ZIRO POINT LOWER A SEC NR HOTEL TODO ITANAGAR ITANAGAR ARUNACHAL PRADESH 791111, Itanagar, Arunachal Pradesh.
How do I add HDFC Bank Ziro Point Itanagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008731, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0008731 belongs to HDFC Bank's ZIRO POINT ITANAGAR branch, located at HDFC BANK LTD GRD FLOOR SUMPA COMPLEX ZIRO POINT LOWER A SEC NR HOTEL TODO… in ITANAGAR, ARUNACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
