Use this page as a one-stop reference for everything related to HDFC Bank's VATANAPPALLY BRANCH branch in IRINJALAKUDA, KERALA. The branch's IFSC code HDFC0001301 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0001301 is the IFSC of HDFC Bank's VATANAPPALLY BRANCH branch. The format is fixed: HDFC = bank code, 0 = reserved, 001301 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vatanappally Branch branch — IFSC HDFC0001301 — extends the bank's services to customers in and around Irinjalakuda, Kerala.
About the Vatanappally Branch branch
The Vatanappally Branch branch of HDFC Bank is situated at HDFC BANK LTD JISHNAS COMPLEX VATANAPPALLY. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0001301 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Vatanappally Branch |
| IFSC Code | HDFC0001301 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD JISHNAS COMPLEX VATANAPPALLY |
| City | Irinjalakuda |
| District | Thrissur |
| State | Kerala |
| STD Code | 91 |
| Phone | 9895663333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's VATANAPPALLY BRANCH branch came to be assigned the code HDFC0001301.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0001301, money simply cannot be routed to the VATANAPPALLY BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0001301 and the account number together uniquely identify the Vatanappally Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0001301
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0001301 across all three.
How to use IFSC HDFC0001301 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's VATANAPPALLY BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0001301.
- Confirm the bank name auto-populates as HDFC Bank and the branch as VATANAPPALLY BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0001301
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – VATANAPPALLY BRANCH, ensure your bank's portal accepts IFSC HDFC0001301 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – VATANAPPALLY BRANCH, use IMPS. With IFSC HDFC0001301 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0001301 for HDFC Bank – VATANAPPALLY BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0001301 | Yes – HDFC0001301 | Yes – HDFC0001301 |
For most retail customers crediting the Vatanappally Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0001301
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – VATANAPPALLY BRANCH is still mapped to IFSC HDFC0001301. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0001301 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vatanappally Branch branch is mapped to IFSC HDFC0001301 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0001301.
Banking services available
The Vatanappally Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9895663333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0001301
Digital banking channels
Most day-to-day work that customers used to do at the Vatanappally Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0001301 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Vatanappally Branch branch
The branch is located at HDFC BANK LTD JISHNAS COMPLEX VATANAPPALLY, which puts it inside Irinjalakuda, the broader Thrissur district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Vatanappally Branch branch” — the verified location pin for IFSC HDFC0001301 should appear at the top of the results.
- Confirm the branch is open by calling 91-9895663333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0001301 and your account number.
Common mistakes to avoid when using IFSC HDFC0001301
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – VATANAPPALLY BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0001301. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vatanappally Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0001301, however, work 24x7.
Verifying IFSC HDFC0001301 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0001301 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9895663333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankVatanappally Branch Branch
HDFC BANK LTD JISHNAS COMPLEX VATANAPPALLY
Irinjalakuda, Kerala
Phone: 91-9895663333
IFSC: HDFC0001301
Frequently asked questions
Can I use IFSC HDFC0001301 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0001301 to send funds instantly.
How quickly will an NEFT transfer using HDFC0001301 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Vatanappally Branch reflect within 30 minutes.
Is IFSC HDFC0001301 valid for NEFT and RTGS?
Yes. IFSC HDFC0001301 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vatanappally Branch branch but serve different purposes.
Does HDFC Bank Vatanappally Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9895663333 to confirm.
What is the IFSC code of HDFC Bank Vatanappally Branch branch?
The IFSC code of HDFC Bank, Vatanappally Branch branch is HDFC0001301. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Vatanappally Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0001301, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: HDFC0001301 is the IFSC code of HDFC Bank, VATANAPPALLY BRANCH branch, in IRINJALAKUDA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
