If you are searching for the IFSC code of HDFC Bank, SANWER ROAD branch in INDORE, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0009403. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SANWER ROAD branch, and detailed step-by-step guides for using the IFSC HDFC0009403 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's SANWER ROAD branch, the IFSC HDFC0009403 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 009403 identifies this particular branch.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sanwer Road branch in Indore, Madhya Pradesh is part of this network and uses the IFSC code HDFC0009403 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sanwer Road |
| IFSC Code | HDFC0009403 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR 612 GRAM NARWAL SECTORF SANWER ROAD INDORE MADHYA PRADESH |
| City | Indore |
| District | Indore |
| State | Madhya Pradesh |
| STD Code | 731 |
| Phone | 6160616 |
Sanwer Road branch overview
Located at HDFC BANK LTD GROUND FLOOR 612 GRAM NARWAL SECTORF SANWER ROAD INDORE MADHYA PRADESH, the Sanwer Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0009403 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SANWER ROAD branch came to be assigned the code HDFC0009403.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009403, money simply cannot be routed to the SANWER ROAD branch electronically.
Products and account variants supported
Every account opened at the Sanwer Road branch is mapped to IFSC HDFC0009403 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009403.
Banking services available
The Sanwer Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 731-6160616.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009403
How to transfer money using IFSC HDFC0009403
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009403 across all three.
How to use IFSC HDFC0009403 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's SANWER ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0009403.
- Confirm the bank name auto-populates as HDFC Bank and the branch as SANWER ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SANWER ROAD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SANWER ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009403 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank SANWER ROAD (IFSC HDFC0009403)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009403 in your mobile or internet banking app, and the money is credited to the SANWER ROAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sanwer Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009403:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANWER ROAD is still linked to IFSC HDFC0009403.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SANWER ROAD branch, the IFSC HDFC0009403 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0009403
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SANWER ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009403 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sanwer Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009403 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SANWER ROAD:
- The IFSC is exactly HDFC0009403 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SANWER ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sanwer Road branch
The branch is located at HDFC BANK LTD GROUND FLOOR 612 GRAM NARWAL SECTORF SANWER ROAD INDORE MADHYA PRADESH, which puts it inside Indore, the broader Indore district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Sanwer Road branch” — the verified location pin for IFSC HDFC0009403 should appear at the top of the results.
- Confirm the branch is open by calling 731-6160616 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009403 and your account number.
Verifying IFSC HDFC0009403 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009403 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 731-6160616.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sanwer Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009403 continue to work without interruption.
Branch address & contact
HDFC BankSanwer Road Branch
HDFC BANK LTD GROUND FLOOR 612 GRAM NARWAL SECTORF SANWER ROAD INDORE MADHYA PRADESH
Indore, Madhya Pradesh
Phone: 731-6160616
IFSC: HDFC0009403
Frequently asked questions
How quickly will an NEFT transfer using HDFC0009403 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Sanwer Road reflect within 30 minutes.
What is the IFSC code of HDFC Bank Sanwer Road branch?
The IFSC code of HDFC Bank, Sanwer Road branch is HDFC0009403. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0009403 the same for all accounts at Sanwer Road branch?
Yes. The IFSC HDFC0009403 is shared by every account held at HDFC Bank's Sanwer Road branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Sanwer Road branch?
You can reach the branch at 731-6160616 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sanwer Road branch but serve different purposes.
How do I add HDFC Bank Sanwer Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009403, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HDFC0009403 belongs to HDFC Bank's SANWER ROAD branch, located at HDFC BANK LTD GROUND FLOOR 612 GRAM NARWAL SECTORF SANWER ROAD INDORE MADHYA… in INDORE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
