Use this page as a one-stop reference for everything related to HDFC Bank's KANADIA ROAD branch in INDORE, MADHYA PRADESH. The branch's IFSC code HDFC0006306 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0006306 is the IFSC of HDFC Bank's KANADIA ROAD branch. The format is fixed: HDFC = bank code, 0 = reserved, 006306 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kanadia Road |
| IFSC Code | HDFC0006306 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD AND 1ST FLOOR KANADIA RAOD 158 GOYAL NAGAR KANADIA ROAD INDORE MADHYA PRADESH 452016 |
| City | Indore |
| District | Indore |
| State | Madhya Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kanadia Road branch in Indore, Madhya Pradesh is part of this network and uses the IFSC code HDFC0006306 for all electronic settlement.
About the Kanadia Road branch
The Kanadia Road branch of HDFC Bank is situated at GRD AND 1ST FLOOR KANADIA RAOD 158 GOYAL NAGAR KANADIA ROAD INDORE MADHYA PRADESH 452016. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0006306 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANADIA ROAD of HDFC Bank — its own 11-character IFSC. The code HDFC0006306 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0006306 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0006306
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006306 across all three.
NEFT to HDFC Bank, KANADIA ROAD using IFSC HDFC0006306
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006306, and confirm that the system picks up HDFC Bank – KANADIA ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KANADIA ROAD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KANADIA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006306 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KANADIA ROAD, use IMPS. With IFSC HDFC0006306 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kanadia Road
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0006306:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANADIA ROAD is still linked to IFSC HDFC0006306.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0006306
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KANADIA ROAD is still mapped to IFSC HDFC0006306. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006306 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kanadia Road branch
Once you have an account at HDFC Bank – KANADIA ROAD, the IFSC HDFC0006306 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kanadia Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0006306
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0006306 and the account number together uniquely identify the Kanadia Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0006306
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KANADIA ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0006306 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0006306
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KANADIA ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0006306. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kanadia Road branch sits at GRD AND 1ST FLOOR KANADIA RAOD 158 GOYAL NAGAR KANADIA ROAD INDORE MADHYA PRADESH 452016. If you are travelling from outside Indore, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0006306 and your account number.
Verifying IFSC HDFC0006306 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006306 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanadia Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006306, however, work 24x7.
Branch address & contact
HDFC BankKanadia Road Branch
GRD AND 1ST FLOOR KANADIA RAOD 158 GOYAL NAGAR KANADIA ROAD INDORE MADHYA PRADESH 452016
Indore, Madhya Pradesh
Phone: 1800-2026161
IFSC: HDFC0006306
Frequently asked questions
Can I use IFSC HDFC0006306 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006306 to send funds instantly.
What is the phone number of HDFC Bank Kanadia Road branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Where is HDFC Bank Kanadia Road branch located?
HDFC Bank's Kanadia Road branch is located at GRD AND 1ST FLOOR KANADIA RAOD 158 GOYAL NAGAR KANADIA ROAD INDORE MADHYA PRADESH 452016, Indore, Madhya Pradesh.
How do I add HDFC Bank Kanadia Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0006306, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kanadia Road branch but serve different purposes.
Is IFSC HDFC0006306 the same for all accounts at Kanadia Road branch?
Yes. The IFSC HDFC0006306 is shared by every account held at HDFC Bank's Kanadia Road branch. Only the account number changes from customer to customer.
Is IFSC HDFC0006306 valid for NEFT and RTGS?
Yes. IFSC HDFC0006306 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0006306 belongs to HDFC Bank's KANADIA ROAD branch, located at GRD AND 1ST FLOOR KANADIA RAOD 158 GOYAL NAGAR KANADIA ROAD INDORE MADHYA… in INDORE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
