IFSC Code of HDFC Bank, Arihant Urban Co-Op Bank Ltd.Indore Branch, Madhya Pradesh

If you are searching for the IFSC code of HDFC Bank, ARIHANT URBAN CO-OP BANK LTD.INDORE branch in INDORE, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0CACOBL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ARIHANT URBAN CO-OP BANK LTD.INDORE branch, and detailed step-by-step guides for using the IFSC HDFC0CACOBL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CACOBL is the IFSC of HDFC Bank's ARIHANT URBAN CO-OP BANK LTD.INDORE branch. The format is fixed: HDFC = bank code, 0 = reserved, CACOBL = branch identifier.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Arihant Urban Co-Op Bank Ltd.Indore branch in Indore, Madhya Pradesh is part of this network and uses the IFSC code HDFC0CACOBL for all electronic settlement.

Branch details at a glance

About the Arihant Urban Co-Op Bank Ltd.Indore branch

The Arihant Urban Co-Op Bank Ltd.Indore branch of HDFC Bank is situated at ABHAY PRASHAL,10,RACE COURSE ROAD, INDORE - 452003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CACOBL is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ARIHANT URBAN CO-OP BANK LTD.INDORE branch came to be assigned the code HDFC0CACOBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CACOBL, money simply cannot be routed to the ARIHANT URBAN CO-OP BANK LTD.INDORE branch electronically.

Products and account variants supported

Every account opened at the Arihant Urban Co-Op Bank Ltd.Indore branch is mapped to IFSC HDFC0CACOBL on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CACOBL.

Products and services

Customers walking into the Arihant Urban Co-Op Bank Ltd.Indore branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CACOBL

How to transfer money using IFSC HDFC0CACOBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CACOBL across all three.

How to use IFSC HDFC0CACOBL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's ARIHANT URBAN CO-OP BANK LTD.INDORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CACOBL.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as ARIHANT URBAN CO-OP BANK LTD.INDORE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CACOBL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – ARIHANT URBAN CO-OP BANK LTD.INDORE, ensure your bank's portal accepts IFSC HDFC0CACOBL while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank ARIHANT URBAN CO-OP BANK LTD.INDORE (IFSC HDFC0CACOBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CACOBL in your mobile or internet banking app, and the money is credited to the ARIHANT URBAN CO-OP BANK LTD.INDORE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Arihant Urban Co-Op Bank Ltd.Indore

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CACOBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ARIHANT URBAN CO-OP BANK LTD.INDORE is still linked to IFSC HDFC0CACOBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0CACOBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ARIHANT URBAN CO-OP BANK LTD.INDORE is still mapped to IFSC HDFC0CACOBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0CACOBL and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0CACOBL

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the ARIHANT URBAN CO-OP BANK LTD.INDORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CACOBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Arihant Urban Co-Op Bank Ltd.Indore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CACOBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ARIHANT URBAN CO-OP BANK LTD.INDORE:

• The IFSC is exactly HDFC0CACOBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and ARIHANT URBAN CO-OP BANK LTD.INDORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Arihant Urban Co-Op Bank Ltd.Indore branch sits at ABHAY PRASHAL,10,RACE COURSE ROAD, INDORE - 452003. If you are travelling from outside Indore, search for the branch on a maps application using the bank name and locality, or call 91-9407413432 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CACOBL and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CACOBL for HDFC Bank – ARIHANT URBAN CO-OP BANK LTD.INDORE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Arihant Urban Co-Op Bank Ltd.Indore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CACOBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CACOBL is the IFSC code of HDFC Bank, ARIHANT URBAN CO-OP BANK LTD.INDORE branch, in INDORE, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.