Use this page as a one-stop reference for everything related to HDFC Bank's INDAPUR branch in INDAPUR, MAHARASHTRA. The branch's IFSC code HDFC0004354 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – INDAPUR is HDFC0004354. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004354 map to this branch in INDAPUR, MAHARASHTRA.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Indapur branch in Indapur, Maharashtra is part of this network and uses the IFSC code HDFC0004354 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Indapur |
| IFSC Code | HDFC0004354 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD LOWER GRND FLR OPP MARKET YARD BELOW VOHRA COLLECTION PUNE MAHARASHTRA 413106 |
| City | Indapur |
| District | Pune |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 61606161 |
About this branch
The branch is located at HDFC BANK LTD LOWER GRND FLR OPP MARKET YARD BELOW VOHRA COLLECTION PUNE MAHARASHTRA 413106. It serves the Indapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004354 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's INDAPUR branch came to be assigned the code HDFC0004354.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004354, money simply cannot be routed to the INDAPUR branch electronically.
Account types you can open at the Indapur branch
Once you have an account at HDFC Bank – INDAPUR, the IFSC HDFC0004354 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Indapur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004354
How to transfer money using IFSC HDFC0004354
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004354 across all three.
NEFT to HDFC Bank, INDAPUR using IFSC HDFC0004354
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004354, and confirm that the system picks up HDFC Bank – INDAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to INDAPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's INDAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004354 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – INDAPUR, use IMPS. With IFSC HDFC0004354 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Indapur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0004354:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at INDAPUR is still linked to IFSC HDFC0004354.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's INDAPUR branch, the IFSC HDFC0004354 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Indapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004354 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0004354 and the account number together uniquely identify the Indapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC HDFC0004354
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – INDAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004354. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Indapur branch sits at HDFC BANK LTD LOWER GRND FLR OPP MARKET YARD BELOW VOHRA COLLECTION PUNE MAHARASHTRA 413106. If you are travelling from outside Indapur, search for the branch on a maps application using the bank name and locality, or call 22-61606161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004354 and your account number.
Verifying IFSC HDFC0004354 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004354 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-61606161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Indapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004354, however, work 24x7.
Branch address & contact
HDFC BankIndapur Branch
HDFC BANK LTD LOWER GRND FLR OPP MARKET YARD BELOW VOHRA COLLECTION PUNE MAHARASHTRA 413106
Indapur, Maharashtra
Phone: 22-61606161
IFSC: HDFC0004354
Frequently asked questions
Does HDFC Bank Indapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-61606161 to confirm.
What is the IFSC code of HDFC Bank Indapur branch?
The IFSC code of HDFC Bank, Indapur branch is HDFC0004354. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0004354 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004354 to send funds instantly.
Is IFSC HDFC0004354 the same for all accounts at Indapur branch?
Yes. The IFSC HDFC0004354 is shared by every account held at HDFC Bank's Indapur branch. Only the account number changes from customer to customer.
Is IFSC HDFC0004354 valid for NEFT and RTGS?
Yes. IFSC HDFC0004354 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Indapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004354, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Indapur branch?
You can reach the branch at 22-61606161 during regular banking hours.
Where is HDFC Bank Indapur branch located?
HDFC Bank's Indapur branch is located at HDFC BANK LTD LOWER GRND FLR OPP MARKET YARD BELOW VOHRA COLLECTION PUNE MAHARASHTRA 413106, Indapur, Maharashtra.
Summary
The IFSC code HDFC0004354 belongs to HDFC Bank's INDAPUR branch, located at HDFC BANK LTD LOWER GRND FLR OPP MARKET YARD BELOW VOHRA COLLECTION PUNE… in INDAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
