IFSC Code of HDFC Bank, The Ichalkaranji Mer Coop Bank Ltd Branch, Maharashtra

Below are the complete branch details for HDFC Bank, THE ICHALKARANJI MER COOP BANK LTD branch, located in ICHALKARNJI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CIMB01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CIMB01 for HDFC Bank – THE ICHALKARANJI MER COOP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CIMB01 is the IFSC of HDFC Bank's THE ICHALKARANJI MER COOP BANK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CIMB01 = branch identifier.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Ichalkaranji Mer Coop Bank Ltd branch in Ichalkarnji, Maharashtra is part of this network and uses the IFSC code HDFC0CIMB01 for all electronic settlement.

About the The Ichalkaranji Mer Coop Bank Ltd branch

The The Ichalkaranji Mer Coop Bank Ltd branch of HDFC Bank is situated at JANATA CHOWK ICHALKARANJI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CIMB01 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE ICHALKARANJI MER COOP BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CIMB01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CIMB01 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CIMB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CIMB01 across all three.

NEFT to HDFC Bank, THE ICHALKARANJI MER COOP BANK LTD using IFSC HDFC0CIMB01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CIMB01, and confirm that the system picks up HDFC Bank – THE ICHALKARANJI MER COOP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE ICHALKARANJI MER COOP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE ICHALKARANJI MER COOP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CIMB01 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank THE ICHALKARANJI MER COOP BANK LTD (IFSC HDFC0CIMB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CIMB01 in your mobile or internet banking app, and the money is credited to the THE ICHALKARANJI MER COOP BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Ichalkaranji Mer Coop Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CIMB01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE ICHALKARANJI MER COOP BANK LTD is still linked to IFSC HDFC0CIMB01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE ICHALKARANJI MER COOP BANK LTD branch, the IFSC HDFC0CIMB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Ichalkaranji Mer Coop Bank Ltd branch

Once you have an account at HDFC Bank – THE ICHALKARANJI MER COOP BANK LTD, the IFSC HDFC0CIMB01 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Ichalkaranji Mer Coop Bank Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CIMB01

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CIMB01 and the account number together uniquely identify the The Ichalkaranji Mer Coop Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0CIMB01

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE ICHALKARANJI MER COOP BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CIMB01 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – THE ICHALKARANJI MER COOP BANK LTD:

• The IFSC is exactly HDFC0CIMB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and THE ICHALKARANJI MER COOP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Ichalkaranji Mer Coop Bank Ltd branch

The branch is located at JANATA CHOWK ICHALKARANJI, which puts it inside Ichalkarnji, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Ichalkaranji Mer Coop Bank Ltd branch” — the verified location pin for IFSC HDFC0CIMB01 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9423040901 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CIMB01 and your account number.

Verifying IFSC HDFC0CIMB01 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CIMB01 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9423040901.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Ichalkaranji Mer Coop Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CIMB01 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CIMB01 is the IFSC code of HDFC Bank, THE ICHALKARANJI MER COOP BANK LTD branch, in ICHALKARNJI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.