Below are the complete branch details for HDFC Bank, HOSHIARPUR III branch, located in HOSHIARPUR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0009322. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0009322 for HDFC Bank – HOSHIARPUR III — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – HOSHIARPUR III is HDFC0009322. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009322 map to this branch in HOSHIARPUR, PUNJAB.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Hoshiarpur Iii branch in Hoshiarpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009322.
About this branch
The branch is located at HDFC BANK LTD KHANPURI GATE GAUSHALA RAOD DIST HOSHIARPUR PUNJAB 146001. It serves the Hoshiarpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009322 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Hoshiarpur Iii |
| IFSC Code | HDFC0009322 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD KHANPURI GATE GAUSHALA RAOD DIST HOSHIARPUR PUNJAB 146001 |
| City | Hoshiarpur |
| District | Hoshiarpur |
| State | Punjab |
| STD Code | 1860 |
| Phone | 2676161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HOSHIARPUR III of HDFC Bank — its own 11-character IFSC. The code HDFC0009322 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009322 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Hoshiarpur Iii branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009322 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0009322
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009322 across all three.
NEFT to HDFC Bank, HOSHIARPUR III using IFSC HDFC0009322
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009322, and confirm that the system picks up HDFC Bank – HOSHIARPUR III. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HOSHIARPUR III
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's HOSHIARPUR III branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009322 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – HOSHIARPUR III, use IMPS. With IFSC HDFC0009322 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009322 for HDFC Bank – HOSHIARPUR III, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009322 | Yes – HDFC0009322 | Yes – HDFC0009322 |
For most retail customers crediting the Hoshiarpur Iii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009322
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – HOSHIARPUR III is still mapped to IFSC HDFC0009322. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009322 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hoshiarpur Iii branch is mapped to IFSC HDFC0009322 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0009322.
Products and services
Customers walking into the Hoshiarpur Iii branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009322
Online banking and IFSC HDFC0009322
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the HOSHIARPUR III branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009322 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Hoshiarpur Iii branch sits at HDFC BANK LTD KHANPURI GATE GAUSHALA RAOD DIST HOSHIARPUR PUNJAB 146001. If you are travelling from outside Hoshiarpur, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009322 and your account number.
Common mistakes to avoid when using IFSC HDFC0009322
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – HOSHIARPUR III, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0009322. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Hoshiarpur Iii are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009322 continue to work without interruption.
Verifying IFSC HDFC0009322 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009322 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankHoshiarpur Iii Branch
HDFC BANK LTD KHANPURI GATE GAUSHALA RAOD DIST HOSHIARPUR PUNJAB 146001
Hoshiarpur, Punjab
Phone: 1860-2676161
IFSC: HDFC0009322
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hoshiarpur Iii branch but serve different purposes.
Can I use IFSC HDFC0009322 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009322 to send funds instantly.
What is the IFSC code of HDFC Bank Hoshiarpur Iii branch?
The IFSC code of HDFC Bank, Hoshiarpur Iii branch is HDFC0009322. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Hoshiarpur Iii branch located?
HDFC Bank's Hoshiarpur Iii branch is located at HDFC BANK LTD KHANPURI GATE GAUSHALA RAOD DIST HOSHIARPUR PUNJAB 146001, Hoshiarpur, Punjab.
Is IFSC HDFC0009322 the same for all accounts at Hoshiarpur Iii branch?
Yes. The IFSC HDFC0009322 is shared by every account held at HDFC Bank's Hoshiarpur Iii branch. Only the account number changes from customer to customer.
Does HDFC Bank Hoshiarpur Iii branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
What is the phone number of HDFC Bank Hoshiarpur Iii branch?
You can reach the branch at 1860-2676161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0009322 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Hoshiarpur Iii reflect within 30 minutes.
Summary
The IFSC code HDFC0009322 belongs to HDFC Bank's HOSHIARPUR III branch, located at HDFC BANK LTD KHANPURI GATE GAUSHALA RAOD DIST HOSHIARPUR PUNJAB 146001 in HOSHIARPUR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
