Use this page as a one-stop reference for everything related to HDFC Bank's HIMATNAGAR branch in HIMATNAGAR, GUJARAT. The branch's IFSC code HDFC0000405 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – HIMATNAGAR is HDFC0000405. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000405 map to this branch in HIMATNAGAR, GUJARAT.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Himatnagar branch in Himatnagar, Gujarat is part of this network and uses the IFSC code HDFC0000405 for all electronic settlement.
Himatnagar branch overview
Located at HDFC BANK LTD GRND FLR OP CIVIL HOSPITAL RD NEAR STATE BANK OF INDIA MAIN BRANCH 383001, the Himatnagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0000405 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Himatnagar |
| IFSC Code | HDFC0000405 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRND FLR OP CIVIL HOSPITAL RD NEAR STATE BANK OF INDIA MAIN BRANCH 383001 |
| City | Himatnagar |
| District | Sabarkantha |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9898271111 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's HIMATNAGAR branch came to be assigned the code HDFC0000405.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000405, money simply cannot be routed to the HIMATNAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Himatnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000405 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0000405
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000405 across all three.
NEFT to HDFC Bank, HIMATNAGAR using IFSC HDFC0000405
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000405, and confirm that the system picks up HDFC Bank – HIMATNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HIMATNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's HIMATNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000405 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – HIMATNAGAR, use IMPS. With IFSC HDFC0000405 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Himatnagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000405:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HIMATNAGAR is still linked to IFSC HDFC0000405.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0000405
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – HIMATNAGAR is still mapped to IFSC HDFC0000405. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000405 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Himatnagar branch is mapped to IFSC HDFC0000405 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000405.
Banking services available
The Himatnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9898271111.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000405
Online banking and IFSC HDFC0000405
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the HIMATNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000405 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Himatnagar branch
The branch is located at HDFC BANK LTD GRND FLR OP CIVIL HOSPITAL RD NEAR STATE BANK OF INDIA MAIN BRANCH 383001, which puts it inside Himatnagar, the broader Sabarkantha district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Himatnagar branch” — the verified location pin for IFSC HDFC0000405 should appear at the top of the results.
- Confirm the branch is open by calling 91-9898271111 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0000405 and your account number.
Common mistakes to avoid when using IFSC HDFC0000405
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – HIMATNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0000405. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Himatnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000405 continue to work without interruption.
Verifying IFSC HDFC0000405 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000405 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9898271111.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankHimatnagar Branch
HDFC BANK LTD GRND FLR OP CIVIL HOSPITAL RD NEAR STATE BANK OF INDIA MAIN BRANCH 383001
Himatnagar, Gujarat
Phone: 91-9898271111
IFSC: HDFC0000405
Frequently asked questions
Does HDFC Bank Himatnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9898271111 to confirm.
How do I add HDFC Bank Himatnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000405, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Himatnagar branch?
You can reach the branch at 91-9898271111 during regular banking hours.
What is the IFSC code of HDFC Bank Himatnagar branch?
The IFSC code of HDFC Bank, Himatnagar branch is HDFC0000405. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0000405 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000405 to send funds instantly.
Where is HDFC Bank Himatnagar branch located?
HDFC Bank's Himatnagar branch is located at HDFC BANK LTD GRND FLR OP CIVIL HOSPITAL RD NEAR STATE BANK OF INDIA MAIN BRANCH 383001, Himatnagar, Gujarat.
Summary
The IFSC code HDFC0000405 belongs to HDFC Bank's HIMATNAGAR branch, located at HDFC BANK LTD GRND FLR OP CIVIL HOSPITAL RD NEAR STATE BANK OF INDIA MAIN… in HIMATNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
