Use this page as a one-stop reference for everything related to HDFC Bank's MUNKA BAGICHA CHOWK branch in HAZARIBAGH, JHARKHAND. The branch's IFSC code HDFC0004752 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004752 is the IFSC of HDFC Bank's MUNKA BAGICHA CHOWK branch. The format is fixed: HDFC = bank code, 0 = reserved, 004752 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Munka Bagicha Chowk branch — IFSC HDFC0004752 — extends the bank's services to customers in and around Hazaribagh, Jharkhand.
About the Munka Bagicha Chowk branch
The Munka Bagicha Chowk branch of HDFC Bank is situated at HDFC BANK LTD GROUND FLOOR RAMLAKHAN COMPLEX MUNKA BAGICHA CHOWK KANI BAZAR HAZARIBAG JHARKHAND 825301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004752 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Munka Bagicha Chowk |
| IFSC Code | HDFC0004752 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR RAMLAKHAN COMPLEX MUNKA BAGICHA CHOWK KANI BAZAR HAZARIBAG JHARKHAND 825301 |
| City | Hazaribagh |
| District | Hazaribag |
| State | Jharkhand |
| STD Code | 1860 |
| Phone | 2666161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's MUNKA BAGICHA CHOWK branch came to be assigned the code HDFC0004752.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004752, money simply cannot be routed to the MUNKA BAGICHA CHOWK branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Munka Bagicha Chowk branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004752 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0004752
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004752 across all three.
NEFT to HDFC Bank, MUNKA BAGICHA CHOWK using IFSC HDFC0004752
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004752, and confirm that the system picks up HDFC Bank – MUNKA BAGICHA CHOWK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0004752
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – MUNKA BAGICHA CHOWK, ensure your bank's portal accepts IFSC HDFC0004752 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – MUNKA BAGICHA CHOWK, use IMPS. With IFSC HDFC0004752 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004752 for HDFC Bank – MUNKA BAGICHA CHOWK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004752 | Yes – HDFC0004752 | Yes – HDFC0004752 |
For most retail customers crediting the Munka Bagicha Chowk branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's MUNKA BAGICHA CHOWK branch, the IFSC HDFC0004752 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Munka Bagicha Chowk branch is mapped to IFSC HDFC0004752 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004752.
Products and services
Customers walking into the Munka Bagicha Chowk branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004752
Digital banking channels
Most day-to-day work that customers used to do at the Munka Bagicha Chowk branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004752 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Munka Bagicha Chowk branch sits at HDFC BANK LTD GROUND FLOOR RAMLAKHAN COMPLEX MUNKA BAGICHA CHOWK KANI BAZAR HAZARIBAG JHARKHAND 825301. If you are travelling from outside Hazaribagh, search for the branch on a maps application using the bank name and locality, or call 1860-2666161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0004752 and your account number.
Common mistakes to avoid when using IFSC HDFC0004752
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – MUNKA BAGICHA CHOWK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004752. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Munka Bagicha Chowk are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004752 continue to work without interruption.
Verifying IFSC HDFC0004752 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004752 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2666161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankMunka Bagicha Chowk Branch
HDFC BANK LTD GROUND FLOOR RAMLAKHAN COMPLEX MUNKA BAGICHA CHOWK KANI BAZAR HAZARIBAG JHARKHAND 825301
Hazaribagh, Jharkhand
Phone: 1860-2666161
IFSC: HDFC0004752
Frequently asked questions
Does HDFC Bank Munka Bagicha Chowk branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2666161 to confirm.
Can I use IFSC HDFC0004752 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004752 to send funds instantly.
How do I add HDFC Bank Munka Bagicha Chowk as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004752, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Munka Bagicha Chowk branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0004752 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Munka Bagicha Chowk reflect within 30 minutes.
What is the phone number of HDFC Bank Munka Bagicha Chowk branch?
You can reach the branch at 1860-2666161 during regular banking hours.
What is the IFSC code of HDFC Bank Munka Bagicha Chowk branch?
The IFSC code of HDFC Bank, Munka Bagicha Chowk branch is HDFC0004752. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Munka Bagicha Chowk branch located?
HDFC Bank's Munka Bagicha Chowk branch is located at HDFC BANK LTD GROUND FLOOR RAMLAKHAN COMPLEX MUNKA BAGICHA CHOWK KANI BAZAR HAZARIBAG JHARKHAND 825301, Hazaribagh, Jharkhand.
Final notes
To recap: HDFC0004752 is the IFSC code of HDFC Bank, MUNKA BAGICHA CHOWK branch, in HAZARIBAGH, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
