Use this page as a one-stop reference for everything related to HDFC Bank's NAGPUR branch in HARYANA, HARYANA. The branch's IFSC code HDFC0005085 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's NAGPUR branch, the IFSC HDFC0005085 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 005085 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Nagpur branch in Haryana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005085.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Nagpur |
| IFSC Code | HDFC0005085 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR MAIN RATIA ROAD V AND PO NAGPUR HARYANA 125051 |
| City | Haryana |
| District | Ratia |
| State | Haryana |
| STD Code | 1860 |
| Phone | 2676161 |
Nagpur branch overview
Located at GROUND FLOOR MAIN RATIA ROAD V AND PO NAGPUR HARYANA 125051, the Nagpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0005085 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's NAGPUR branch came to be assigned the code HDFC0005085.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0005085, money simply cannot be routed to the NAGPUR branch electronically.
Products and account variants supported
Every account opened at the Nagpur branch is mapped to IFSC HDFC0005085 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0005085.
Products and services
Customers walking into the Nagpur branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005085
How to transfer money using IFSC HDFC0005085
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005085 across all three.
NEFT to HDFC Bank, NAGPUR using IFSC HDFC0005085
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005085, and confirm that the system picks up HDFC Bank – NAGPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0005085
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – NAGPUR, ensure your bank's portal accepts IFSC HDFC0005085 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank NAGPUR (IFSC HDFC0005085)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005085 in your mobile or internet banking app, and the money is credited to the NAGPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nagpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0005085:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAGPUR is still linked to IFSC HDFC0005085.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0005085
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – NAGPUR is still mapped to IFSC HDFC0005085. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005085 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0005085
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the NAGPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005085 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005085 and the account number together uniquely identify the Nagpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – NAGPUR:
- The IFSC is exactly HDFC0005085 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and NAGPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nagpur branch
The branch is located at GROUND FLOOR MAIN RATIA ROAD V AND PO NAGPUR HARYANA 125051, which puts it inside Haryana, the broader Ratia district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Nagpur branch” — the verified location pin for IFSC HDFC0005085 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005085 and your account number.
Verifying IFSC HDFC0005085 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005085 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nagpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005085 continue to work without interruption.
Branch address & contact
HDFC BankNagpur Branch
GROUND FLOOR MAIN RATIA ROAD V AND PO NAGPUR HARYANA 125051
Haryana, Haryana
Phone: 1860-2676161
IFSC: HDFC0005085
Frequently asked questions
Is IFSC HDFC0005085 valid for NEFT and RTGS?
Yes. IFSC HDFC0005085 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0005085 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005085 to send funds instantly.
How do I add HDFC Bank Nagpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005085, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Nagpur branch?
You can reach the branch at 1860-2676161 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagpur branch but serve different purposes.
Does HDFC Bank Nagpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
How quickly will an NEFT transfer using HDFC0005085 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Nagpur reflect within 30 minutes.
Summary
The IFSC code HDFC0005085 belongs to HDFC Bank's NAGPUR branch, located at GROUND FLOOR MAIN RATIA ROAD V AND PO NAGPUR HARYANA 125051 in HARYANA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
