IFSC Code of HDFC Bank, Hamirpur - Himachal Pradesh Branch, Himachal Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, HAMIRPUR - HIMACHAL PRADESH branch in HAMIRPUR. The 11-digit IFSC HDFC0000802 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the HAMIRPUR - HIMACHAL PRADESH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's HAMIRPUR - HIMACHAL PRADESH branch, the IFSC HDFC0000802 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 000802 identifies this particular branch.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Hamirpur - Himachal Pradesh branch in Hamirpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000802.

About the Hamirpur - Himachal Pradesh branch

The Hamirpur - Himachal Pradesh branch of HDFC Bank is situated at HOTEL PARADISE, PROPERTY NO 1634/35/36, WARD NO 9, NEW ROAD NH-8 HAMIRPUR HIMACHAL PRADESH 177001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0000802 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's HAMIRPUR - HIMACHAL PRADESH branch came to be assigned the code HDFC0000802.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000802, money simply cannot be routed to the HAMIRPUR - HIMACHAL PRADESH branch electronically.

How to transfer money using IFSC HDFC0000802

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000802 across all three.

NEFT to HDFC Bank, HAMIRPUR - HIMACHAL PRADESH using IFSC HDFC0000802

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000802, and confirm that the system picks up HDFC Bank – HAMIRPUR - HIMACHAL PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HAMIRPUR - HIMACHAL PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's HAMIRPUR - HIMACHAL PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000802 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank HAMIRPUR - HIMACHAL PRADESH (IFSC HDFC0000802)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000802 in your mobile or internet banking app, and the money is credited to the HAMIRPUR - HIMACHAL PRADESH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hamirpur - Himachal Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000802:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HAMIRPUR - HIMACHAL PRADESH is still linked to IFSC HDFC0000802.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0000802

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – HAMIRPUR - HIMACHAL PRADESH is still mapped to IFSC HDFC0000802. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000802 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Hamirpur - Himachal Pradesh branch is mapped to IFSC HDFC0000802 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0000802.

Products and services

Customers walking into the Hamirpur - Himachal Pradesh branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0000802

MICR & cheque-truncation details

Cheques drawn on the Hamirpur - Himachal Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000802 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Hamirpur - Himachal Pradesh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000802 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – HAMIRPUR - HIMACHAL PRADESH:

• The IFSC is exactly HDFC0000802 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and HAMIRPUR - HIMACHAL PRADESH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Hamirpur - Himachal Pradesh branch sits at HOTEL PARADISE, PROPERTY NO 1634/35/36, WARD NO 9, NEW ROAD NH-8 HAMIRPUR HIMACHAL PRADESH 177001. If you are travelling from outside Hamirpur, search for the branch on a maps application using the bank name and locality, or call 91-8001804333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000802 and your account number.

Verifying IFSC HDFC0000802 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000802 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8001804333.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hamirpur - Himachal Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0000802, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0000802 belongs to HDFC Bank's HAMIRPUR - HIMACHAL PRADESH branch, located at HOTEL PARADISE, PROPERTY NO 1634/35/36, WARD NO 9, NEW ROAD NH-8 HAMIRPUR… in HAMIRPUR, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.