This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, GWALIOR - MADHYA PRADESH branch in GWALIOR. The 11-digit IFSC HDFC0000192 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the GWALIOR - MADHYA PRADESH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's GWALIOR - MADHYA PRADESH branch, the IFSC HDFC0000192 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 000192 identifies this particular branch.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gwalior - Madhya Pradesh branch in Gwalior, Madhya Pradesh is part of this network and uses the IFSC code HDFC0000192 for all electronic settlement.
About this branch
The branch is located at BLOCK NO G-7/8/9PLOT NO 43, ANANDDEEP BUILDINGCITY CENTREGWALIORMADHYA PRADESH474011. It serves the Gwalior region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0000192 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Gwalior - Madhya Pradesh |
| IFSC Code | HDFC0000192 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BLOCK NO G-7/8/9PLOT NO 43, ANANDDEEP BUILDINGCITY CENTREGWALIORMADHYA PRADESH474011 |
| City | Gwalior |
| District | Gwalior |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9893603333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GWALIOR - MADHYA PRADESH branch came to be assigned the code HDFC0000192.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000192, money simply cannot be routed to the GWALIOR - MADHYA PRADESH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Gwalior - Madhya Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000192 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0000192
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000192 across all three.
NEFT to HDFC Bank, GWALIOR - MADHYA PRADESH using IFSC HDFC0000192
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000192, and confirm that the system picks up HDFC Bank – GWALIOR - MADHYA PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0000192
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – GWALIOR - MADHYA PRADESH, ensure your bank's portal accepts IFSC HDFC0000192 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank GWALIOR - MADHYA PRADESH (IFSC HDFC0000192)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000192 in your mobile or internet banking app, and the money is credited to the GWALIOR - MADHYA PRADESH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gwalior - Madhya Pradesh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000192:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GWALIOR - MADHYA PRADESH is still linked to IFSC HDFC0000192.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0000192
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – GWALIOR - MADHYA PRADESH is still mapped to IFSC HDFC0000192. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000192 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gwalior - Madhya Pradesh branch is mapped to IFSC HDFC0000192 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000192.
Banking services available
The Gwalior - Madhya Pradesh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9893603333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000192
Online banking and IFSC HDFC0000192
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the GWALIOR - MADHYA PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000192 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gwalior - Madhya Pradesh branch
The branch is located at BLOCK NO G-7/8/9PLOT NO 43, ANANDDEEP BUILDINGCITY CENTREGWALIORMADHYA PRADESH474011, which puts it inside Gwalior, the broader Gwalior district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Gwalior - Madhya Pradesh branch” — the verified location pin for IFSC HDFC0000192 should appear at the top of the results.
- Confirm the branch is open by calling 91-9893603333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0000192 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GWALIOR - MADHYA PRADESH:
- The IFSC is exactly HDFC0000192 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and GWALIOR - MADHYA PRADESH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Gwalior - Madhya Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000192 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0000192 for HDFC Bank – GWALIOR - MADHYA PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankGwalior - Madhya Pradesh Branch
BLOCK NO G-7/8/9PLOT NO 43, ANANDDEEP BUILDINGCITY CENTREGWALIORMADHYA PRADESH474011
Gwalior, Madhya Pradesh
Phone: 91-9893603333
IFSC: HDFC0000192
Frequently asked questions
Is IFSC HDFC0000192 the same for all accounts at Gwalior - Madhya Pradesh branch?
Yes. The IFSC HDFC0000192 is shared by every account held at HDFC Bank's Gwalior - Madhya Pradesh branch. Only the account number changes from customer to customer.
Where is HDFC Bank Gwalior - Madhya Pradesh branch located?
HDFC Bank's Gwalior - Madhya Pradesh branch is located at BLOCK NO G-7/8/9PLOT NO 43, ANANDDEEP BUILDINGCITY CENTREGWALIORMADHYA PRADESH474011, Gwalior, Madhya Pradesh.
What is the IFSC code of HDFC Bank Gwalior - Madhya Pradesh branch?
The IFSC code of HDFC Bank, Gwalior - Madhya Pradesh branch is HDFC0000192. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0000192 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000192 to send funds instantly.
Is IFSC HDFC0000192 valid for NEFT and RTGS?
Yes. IFSC HDFC0000192 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Gwalior - Madhya Pradesh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0000192, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gwalior - Madhya Pradesh branch but serve different purposes.
What is the phone number of HDFC Bank Gwalior - Madhya Pradesh branch?
You can reach the branch at 91-9893603333 during regular banking hours.
Summary
The IFSC code HDFC0000192 belongs to HDFC Bank's GWALIOR - MADHYA PRADESH branch, located at BLOCK NO G-7/8/9PLOT NO 43, ANANDDEEP BUILDINGCITY CENTREGWALIORMADHYA… in GWALIOR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
