IFSC Code of HDFC Bank, Fancy Bazar-Guwahati-Assam Branch, Assam

Below are the complete branch details for HDFC Bank, FANCY BAZAR-GUWAHATI-ASSAM branch, located in GUWAHATI, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0000399. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0000399 for HDFC Bank – FANCY BAZAR-GUWAHATI-ASSAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – FANCY BAZAR-GUWAHATI-ASSAM is HDFC0000399. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000399 map to this branch in GUWAHATI, ASSAM.

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Fancy Bazar-Guwahati-Assam branch in Guwahati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000399.

Branch details at a glance

Fancy Bazar-Guwahati-Assam branch overview

Located at MISHRA COMPLEX,JAIL ROAD,FANCY BAZAR,GUWAHATIASSAM781001, the Fancy Bazar-Guwahati-Assam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0000399 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's FANCY BAZAR-GUWAHATI-ASSAM branch came to be assigned the code HDFC0000399.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000399, money simply cannot be routed to the FANCY BAZAR-GUWAHATI-ASSAM branch electronically.

Products and account variants supported

Every account opened at the Fancy Bazar-Guwahati-Assam branch is mapped to IFSC HDFC0000399 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0000399.

Banking services available

The Fancy Bazar-Guwahati-Assam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9957193333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000399

How to transfer money using IFSC HDFC0000399

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000399 across all three.

NEFT to HDFC Bank, FANCY BAZAR-GUWAHATI-ASSAM using IFSC HDFC0000399

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000399, and confirm that the system picks up HDFC Bank – FANCY BAZAR-GUWAHATI-ASSAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0000399

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – FANCY BAZAR-GUWAHATI-ASSAM, ensure your bank's portal accepts IFSC HDFC0000399 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank FANCY BAZAR-GUWAHATI-ASSAM (IFSC HDFC0000399)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000399 in your mobile or internet banking app, and the money is credited to the FANCY BAZAR-GUWAHATI-ASSAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Fancy Bazar-Guwahati-Assam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0000399:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at FANCY BAZAR-GUWAHATI-ASSAM is still linked to IFSC HDFC0000399.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0000399

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – FANCY BAZAR-GUWAHATI-ASSAM is still mapped to IFSC HDFC0000399. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000399 and the beneficiary's account number to complete the transfer.

Online banking and IFSC HDFC0000399

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the FANCY BAZAR-GUWAHATI-ASSAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0000399 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0000399 and the account number together uniquely identify the Fancy Bazar-Guwahati-Assam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC HDFC0000399

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – FANCY BAZAR-GUWAHATI-ASSAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0000399.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Fancy Bazar-Guwahati-Assam branch sits at MISHRA COMPLEX,JAIL ROAD,FANCY BAZAR,GUWAHATIASSAM781001. If you are travelling from outside Guwahati, search for the branch on a maps application using the bank name and locality, or call 91-9957193333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000399 and your account number.

Verifying IFSC HDFC0000399 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0000399 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9957193333.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Fancy Bazar-Guwahati-Assam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000399 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0000399 belongs to HDFC Bank's FANCY BAZAR-GUWAHATI-ASSAM branch, located at MISHRA COMPLEX,JAIL ROAD,FANCY BAZAR,GUWAHATIASSAM781001 in GUWAHATI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.