IFSC Code of HDFC Bank, Summit Plaza Sector Liv Branch, Haryana

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, SUMMIT PLAZA SECTOR LIV branch in GURGAON. The 11-digit IFSC HDFC0010990 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the SUMMIT PLAZA SECTOR LIV location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0010990 is the IFSC of HDFC Bank's SUMMIT PLAZA SECTOR LIV branch. The format is fixed: HDFC = bank code, 0 = reserved, 010990 = branch identifier.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Summit Plaza Sector Liv branch in Gurgaon, Haryana is part of this network and uses the IFSC code HDFC0010990 for all electronic settlement.

Branch details at a glance

About the Summit Plaza Sector Liv branch

The Summit Plaza Sector Liv branch of HDFC Bank is situated at HDFC BANK LTD GRD FLOOR SUMMIT PLAZA SECTOR 54 GOLF COURSE ROAD GURGAON HARYANA 122011. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0010990 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUMMIT PLAZA SECTOR LIV of HDFC Bank — its own 11-character IFSC. The code HDFC0010990 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0010990 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Summit Plaza Sector Liv branch

Once you have an account at HDFC Bank – SUMMIT PLAZA SECTOR LIV, the IFSC HDFC0010990 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Summit Plaza Sector Liv branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0010990

How to transfer money using IFSC HDFC0010990

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0010990 across all three.

NEFT to HDFC Bank, SUMMIT PLAZA SECTOR LIV using IFSC HDFC0010990

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0010990, and confirm that the system picks up HDFC Bank – SUMMIT PLAZA SECTOR LIV. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SUMMIT PLAZA SECTOR LIV

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SUMMIT PLAZA SECTOR LIV branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0010990 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank SUMMIT PLAZA SECTOR LIV (IFSC HDFC0010990)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0010990 in your mobile or internet banking app, and the money is credited to the SUMMIT PLAZA SECTOR LIV branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0010990 for HDFC Bank – SUMMIT PLAZA SECTOR LIV, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Summit Plaza Sector Liv branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SUMMIT PLAZA SECTOR LIV branch, the IFSC HDFC0010990 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Summit Plaza Sector Liv branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0010990 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Summit Plaza Sector Liv branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0010990 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SUMMIT PLAZA SECTOR LIV:

• The IFSC is exactly HDFC0010990 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SUMMIT PLAZA SECTOR LIV as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Summit Plaza Sector Liv branch

The branch is located at HDFC BANK LTD GRD FLOOR SUMMIT PLAZA SECTOR 54 GOLF COURSE ROAD GURGAON HARYANA 122011, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Summit Plaza Sector Liv branch” — the verified location pin for IFSC HDFC0010990 should appear at the top of the results.
2. Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0010990 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0010990 for HDFC Bank – SUMMIT PLAZA SECTOR LIV, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Summit Plaza Sector Liv branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0010990, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0010990 belongs to HDFC Bank's SUMMIT PLAZA SECTOR LIV branch, located at HDFC BANK LTD GRD FLOOR SUMMIT PLAZA SECTOR 54 GOLF COURSE ROAD GURGAON… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.