Below are the complete branch details for HDFC Bank, SMART WORLD ORCHARD STREET branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0010857. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0010857 for HDFC Bank – SMART WORLD ORCHARD STREET — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0010857 is the IFSC of HDFC Bank's SMART WORLD ORCHARD STREET branch. The format is fixed: HDFC = bank code, 0 = reserved, 010857 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Smart World Orchard Street branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0010857.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Smart World Orchard Street |
| IFSC Code | HDFC0010857 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR UNIT NO G24 AND G25 SMART WORLD ORCHARD SEC 61 GOLF COURSE EXT RD GURGAON HARYANA 122102 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 1800 |
| Phone | 2026161 |
Smart World Orchard Street branch overview
Located at HDFC BANK LTD GRD FLOOR UNIT NO G24 AND G25 SMART WORLD ORCHARD SEC 61 GOLF COURSE EXT RD GURGAON HARYANA 122102, the Smart World Orchard Street branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0010857 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SMART WORLD ORCHARD STREET branch came to be assigned the code HDFC0010857.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0010857, money simply cannot be routed to the SMART WORLD ORCHARD STREET branch electronically.
Products and account variants supported
Every account opened at the Smart World Orchard Street branch is mapped to IFSC HDFC0010857 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0010857.
Products and services
Customers walking into the Smart World Orchard Street branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0010857
How to transfer money using IFSC HDFC0010857
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0010857 across all three.
NEFT to HDFC Bank, SMART WORLD ORCHARD STREET using IFSC HDFC0010857
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0010857, and confirm that the system picks up HDFC Bank – SMART WORLD ORCHARD STREET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SMART WORLD ORCHARD STREET
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SMART WORLD ORCHARD STREET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0010857 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank SMART WORLD ORCHARD STREET (IFSC HDFC0010857)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0010857 in your mobile or internet banking app, and the money is credited to the SMART WORLD ORCHARD STREET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0010857 for HDFC Bank – SMART WORLD ORCHARD STREET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0010857 | Yes – HDFC0010857 | Yes – HDFC0010857 |
For most retail customers crediting the Smart World Orchard Street branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0010857
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SMART WORLD ORCHARD STREET is still mapped to IFSC HDFC0010857. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0010857 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Smart World Orchard Street branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0010857 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Smart World Orchard Street branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0010857 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0010857
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SMART WORLD ORCHARD STREET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0010857. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Smart World Orchard Street branch
The branch is located at HDFC BANK LTD GRD FLOOR UNIT NO G24 AND G25 SMART WORLD ORCHARD SEC 61 GOLF COURSE EXT RD GURGAON HARYANA 122102, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Smart World Orchard Street branch” — the verified location pin for IFSC HDFC0010857 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0010857 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0010857 for HDFC Bank – SMART WORLD ORCHARD STREET, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Smart World Orchard Street are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0010857 continue to work without interruption.
Branch address & contact
HDFC BankSmart World Orchard Street Branch
HDFC BANK LTD GRD FLOOR UNIT NO G24 AND G25 SMART WORLD ORCHARD SEC 61 GOLF COURSE EXT RD GURGAON HARYANA 122102
Gurgaon, Haryana
Phone: 1800-2026161
IFSC: HDFC0010857
Frequently asked questions
Is IFSC HDFC0010857 the same for all accounts at Smart World Orchard Street branch?
Yes. The IFSC HDFC0010857 is shared by every account held at HDFC Bank's Smart World Orchard Street branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Smart World Orchard Street as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0010857, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0010857 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0010857 to send funds instantly.
How quickly will an NEFT transfer using HDFC0010857 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Smart World Orchard Street reflect within 30 minutes.
What is the IFSC code of HDFC Bank Smart World Orchard Street branch?
The IFSC code of HDFC Bank, Smart World Orchard Street branch is HDFC0010857. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank Smart World Orchard Street branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Is IFSC HDFC0010857 valid for NEFT and RTGS?
Yes. IFSC HDFC0010857 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Smart World Orchard Street branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Summary
The IFSC code HDFC0010857 belongs to HDFC Bank's SMART WORLD ORCHARD STREET branch, located at HDFC BANK LTD GRD FLOOR UNIT NO G24 AND G25 SMART WORLD ORCHARD SEC 61 GOLF… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
