If you are searching for the IFSC code of HDFC Bank, SECTOR TWENTY ONE branch in GURGAON, HARYANA, this page has every detail you need. The verified IFSC code for this branch is HDFC0003740. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR TWENTY ONE branch, and detailed step-by-step guides for using the IFSC HDFC0003740 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003740 is the IFSC of HDFC Bank's SECTOR TWENTY ONE branch. The format is fixed: HDFC = bank code, 0 = reserved, 003740 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Sector Twenty One |
| IFSC Code | HDFC0003740 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UNIT NO.4,SUNCITY TRADE TOWER,SECTOR 21,OLD DELHI GURGAON ROAD,GURGAON HARYANA 122001 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 91 |
| Phone | 9996243333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Sector Twenty One branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0003740.
Sector Twenty One branch overview
Located at UNIT NO.4,SUNCITY TRADE TOWER,SECTOR 21,OLD DELHI GURGAON ROAD,GURGAON HARYANA 122001, the Sector Twenty One branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0003740 is required for all interbank electronic transfers routed through this branch.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR TWENTY ONE of HDFC Bank — its own 11-character IFSC. The code HDFC0003740 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0003740 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0003740
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003740 across all three.
NEFT to HDFC Bank, SECTOR TWENTY ONE using IFSC HDFC0003740
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003740, and confirm that the system picks up HDFC Bank – SECTOR TWENTY ONE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003740
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SECTOR TWENTY ONE, ensure your bank's portal accepts IFSC HDFC0003740 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank SECTOR TWENTY ONE (IFSC HDFC0003740)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003740 in your mobile or internet banking app, and the money is credited to the SECTOR TWENTY ONE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003740 for HDFC Bank – SECTOR TWENTY ONE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003740 | Yes – HDFC0003740 | Yes – HDFC0003740 |
For most retail customers crediting the Sector Twenty One branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SECTOR TWENTY ONE branch, the IFSC HDFC0003740 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sector Twenty One branch is mapped to IFSC HDFC0003740 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003740.
Banking services available
The Sector Twenty One branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9996243333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0003740
MICR & cheque-truncation details
Cheques drawn on the Sector Twenty One branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003740 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sector Twenty One branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0003740 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SECTOR TWENTY ONE:
- The IFSC is exactly HDFC0003740 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and SECTOR TWENTY ONE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sector Twenty One branch
The branch is located at UNIT NO.4,SUNCITY TRADE TOWER,SECTOR 21,OLD DELHI GURGAON ROAD,GURGAON HARYANA 122001, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Sector Twenty One branch” — the verified location pin for IFSC HDFC0003740 should appear at the top of the results.
- Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003740 and your account number.
Verifying IFSC HDFC0003740 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003740 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9996243333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sector Twenty One are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003740 continue to work without interruption.
Branch address & contact
HDFC BankSector Twenty One Branch
UNIT NO.4,SUNCITY TRADE TOWER,SECTOR 21,OLD DELHI GURGAON ROAD,GURGAON HARYANA 122001
Gurgaon, Haryana
Phone: 91-9996243333
IFSC: HDFC0003740
Frequently asked questions
What is the IFSC code of HDFC Bank Sector Twenty One branch?
The IFSC code of HDFC Bank, Sector Twenty One branch is HDFC0003740. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Sector Twenty One branch located?
HDFC Bank's Sector Twenty One branch is located at UNIT NO.4,SUNCITY TRADE TOWER,SECTOR 21,OLD DELHI GURGAON ROAD,GURGAON HARYANA 122001, Gurgaon, Haryana.
Can I use IFSC HDFC0003740 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003740 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Twenty One branch but serve different purposes.
What is the phone number of HDFC Bank Sector Twenty One branch?
You can reach the branch at 91-9996243333 during regular banking hours.
Is IFSC HDFC0003740 the same for all accounts at Sector Twenty One branch?
Yes. The IFSC HDFC0003740 is shared by every account held at HDFC Bank's Sector Twenty One branch. Only the account number changes from customer to customer.
Summary
The IFSC code HDFC0003740 belongs to HDFC Bank's SECTOR TWENTY ONE branch, located at UNIT NO.4,SUNCITY TRADE TOWER,SECTOR 21,OLD DELHI GURGAON ROAD,GURGAON HARYANA… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
