Use this page as a one-stop reference for everything related to HDFC Bank's OCCUS QUANTUM branch in GURGAON, HARYANA. The branch's IFSC code HDFC0004050 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – OCCUS QUANTUM is HDFC0004050. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004050 map to this branch in GURGAON, HARYANA.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Occus Quantum |
| IFSC Code | HDFC0004050 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD SHOP NO G 01 AND F 01 OCUS QUANTUM SECTOR 51 GURGAON HARYANA122002 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 91 |
| Phone | 9996243333 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Occus Quantum branch in Gurgaon, Haryana is part of this network and uses the IFSC code HDFC0004050 for all electronic settlement.
About the Occus Quantum branch
The Occus Quantum branch of HDFC Bank is situated at HDFC BANK LTD SHOP NO G 01 AND F 01 OCUS QUANTUM SECTOR 51 GURGAON HARYANA122002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0004050 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OCCUS QUANTUM of HDFC Bank — its own 11-character IFSC. The code HDFC0004050 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004050 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0004050
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004050 across all three.
NEFT to HDFC Bank, OCCUS QUANTUM using IFSC HDFC0004050
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004050, and confirm that the system picks up HDFC Bank – OCCUS QUANTUM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0004050
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – OCCUS QUANTUM, ensure your bank's portal accepts IFSC HDFC0004050 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank OCCUS QUANTUM (IFSC HDFC0004050)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004050 in your mobile or internet banking app, and the money is credited to the OCCUS QUANTUM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004050 for HDFC Bank – OCCUS QUANTUM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004050 | Yes – HDFC0004050 | Yes – HDFC0004050 |
For most retail customers crediting the Occus Quantum branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's OCCUS QUANTUM branch, the IFSC HDFC0004050 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Occus Quantum branch
Once you have an account at HDFC Bank – OCCUS QUANTUM, the IFSC HDFC0004050 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Occus Quantum branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0004050
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0004050 and the account number together uniquely identify the Occus Quantum branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Occus Quantum branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0004050 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC HDFC0004050
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – OCCUS QUANTUM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004050. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Occus Quantum branch
The branch is located at HDFC BANK LTD SHOP NO G 01 AND F 01 OCUS QUANTUM SECTOR 51 GURGAON HARYANA122002, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Occus Quantum branch” — the verified location pin for IFSC HDFC0004050 should appear at the top of the results.
- Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004050 and your account number.
Verifying IFSC HDFC0004050 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004050 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9996243333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Occus Quantum branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004050, however, work 24x7.
Branch address & contact
HDFC BankOccus Quantum Branch
HDFC BANK LTD SHOP NO G 01 AND F 01 OCUS QUANTUM SECTOR 51 GURGAON HARYANA122002
Gurgaon, Haryana
Phone: 91-9996243333
IFSC: HDFC0004050
Frequently asked questions
What is the phone number of HDFC Bank Occus Quantum branch?
You can reach the branch at 91-9996243333 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Occus Quantum branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0004050 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Occus Quantum reflect within 30 minutes.
What is the IFSC code of HDFC Bank Occus Quantum branch?
The IFSC code of HDFC Bank, Occus Quantum branch is HDFC0004050. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0004050 the same for all accounts at Occus Quantum branch?
Yes. The IFSC HDFC0004050 is shared by every account held at HDFC Bank's Occus Quantum branch. Only the account number changes from customer to customer.
Is IFSC HDFC0004050 valid for NEFT and RTGS?
Yes. IFSC HDFC0004050 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Occus Quantum as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004050, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0004050 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004050 to send funds instantly.
Summary
The IFSC code HDFC0004050 belongs to HDFC Bank's OCCUS QUANTUM branch, located at HDFC BANK LTD SHOP NO G 01 AND F 01 OCUS QUANTUM SECTOR 51 GURGAON HARYANA122002 in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
