IFSC Code of HDFC Bank, Gurgaon - Central Processing Unit Branch, Haryana

Use this page as a one-stop reference for everything related to HDFC Bank's GURGAON - CENTRAL PROCESSING UNIT branch in GURGAON, HARYANA. The branch's IFSC code HDFC0000197 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's GURGAON - CENTRAL PROCESSING UNIT branch, the IFSC HDFC0000197 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 000197 identifies this particular branch.

Branch details at a glance

Bank profile

HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurgaon - Central Processing Unit branch — IFSC HDFC0000197 — extends the bank's services to customers in and around Gurgaon, Haryana.

About the Gurgaon - Central Processing Unit branch

The Gurgaon - Central Processing Unit branch of HDFC Bank is situated at CPU, GURGAON BANK HOUSE,VATIKA ATRIUM, 4TH FLOOR,GOLF COURSE ROAD, GURGAON SEC 53. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0000197 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGAON - CENTRAL PROCESSING UNIT of HDFC Bank — its own 11-character IFSC. The code HDFC0000197 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0000197 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0000197

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000197 across all three.

NEFT to HDFC Bank, GURGAON - CENTRAL PROCESSING UNIT using IFSC HDFC0000197

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000197, and confirm that the system picks up HDFC Bank – GURGAON - CENTRAL PROCESSING UNIT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0000197

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – GURGAON - CENTRAL PROCESSING UNIT, ensure your bank's portal accepts IFSC HDFC0000197 while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank GURGAON - CENTRAL PROCESSING UNIT (IFSC HDFC0000197)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0000197 in your mobile or internet banking app, and the money is credited to the GURGAON - CENTRAL PROCESSING UNIT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0000197 for HDFC Bank – GURGAON - CENTRAL PROCESSING UNIT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gurgaon - Central Processing Unit branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0000197

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – GURGAON - CENTRAL PROCESSING UNIT is still mapped to IFSC HDFC0000197. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0000197 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gurgaon - Central Processing Unit branch is mapped to IFSC HDFC0000197 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0000197.

Banking services available

The Gurgaon - Central Processing Unit branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9996243333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0000197

MICR & cheque-truncation details

Cheques drawn on the Gurgaon - Central Processing Unit branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000197 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Gurgaon - Central Processing Unit branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000197 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GURGAON - CENTRAL PROCESSING UNIT:

• The IFSC is exactly HDFC0000197 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and GURGAON - CENTRAL PROCESSING UNIT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gurgaon - Central Processing Unit branch

The branch is located at CPU, GURGAON BANK HOUSE,VATIKA ATRIUM, 4TH FLOOR,GOLF COURSE ROAD, GURGAON SEC 53, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Gurgaon - Central Processing Unit branch” — the verified location pin for IFSC HDFC0000197 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0000197 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0000197 for HDFC Bank – GURGAON - CENTRAL PROCESSING UNIT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gurgaon - Central Processing Unit are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0000197 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0000197 is the IFSC code of HDFC Bank, GURGAON - CENTRAL PROCESSING UNIT branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.