Use this page as a one-stop reference for everything related to HDFC Bank's EXPRESS TRADE TOWER branch in GURGAON, HARYANA. The branch's IFSC code HDFC0003998 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003998 is the IFSC of HDFC Bank's EXPRESS TRADE TOWER branch. The format is fixed: HDFC = bank code, 0 = reserved, 003998 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Express Trade Tower branch — IFSC HDFC0003998 — extends the bank's services to customers in and around Gurgaon, Haryana.
About this branch
The branch is located at PLOT NO79 EXPRESS TRADE TOWER SECTOR 34 HERO HONDA CHOWK NH 8 GURGAON HARYANA122001. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0003998 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Express Trade Tower |
| IFSC Code | HDFC0003998 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO79 EXPRESS TRADE TOWER SECTOR 34 HERO HONDA CHOWK NH 8 GURGAON HARYANA122001 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 91 |
| Phone | 9996243333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's EXPRESS TRADE TOWER branch came to be assigned the code HDFC0003998.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0003998, money simply cannot be routed to the EXPRESS TRADE TOWER branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0003998 and the account number together uniquely identify the Express Trade Tower branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0003998
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003998 across all three.
NEFT to HDFC Bank, EXPRESS TRADE TOWER using IFSC HDFC0003998
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003998, and confirm that the system picks up HDFC Bank – EXPRESS TRADE TOWER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003998
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – EXPRESS TRADE TOWER, ensure your bank's portal accepts IFSC HDFC0003998 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank EXPRESS TRADE TOWER (IFSC HDFC0003998)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003998 in your mobile or internet banking app, and the money is credited to the EXPRESS TRADE TOWER branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Express Trade Tower
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0003998:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at EXPRESS TRADE TOWER is still linked to IFSC HDFC0003998.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0003998
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – EXPRESS TRADE TOWER is still mapped to IFSC HDFC0003998. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003998 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Express Trade Tower branch is mapped to IFSC HDFC0003998 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003998.
Banking services available
The Express Trade Tower branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9996243333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0003998
Online banking and IFSC HDFC0003998
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the EXPRESS TRADE TOWER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003998 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Express Trade Tower branch sits at PLOT NO79 EXPRESS TRADE TOWER SECTOR 34 HERO HONDA CHOWK NH 8 GURGAON HARYANA122001. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call 91-9996243333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0003998 and your account number.
Common mistakes to avoid when using IFSC HDFC0003998
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – EXPRESS TRADE TOWER, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0003998. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Express Trade Tower are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003998 continue to work without interruption.
Verifying IFSC HDFC0003998 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0003998 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9996243333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankExpress Trade Tower Branch
PLOT NO79 EXPRESS TRADE TOWER SECTOR 34 HERO HONDA CHOWK NH 8 GURGAON HARYANA122001
Gurgaon, Haryana
Phone: 91-9996243333
IFSC: HDFC0003998
Frequently asked questions
Is IFSC HDFC0003998 valid for NEFT and RTGS?
Yes. IFSC HDFC0003998 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Express Trade Tower branch?
You can reach the branch at 91-9996243333 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Express Trade Tower branch but serve different purposes.
Is IFSC HDFC0003998 the same for all accounts at Express Trade Tower branch?
Yes. The IFSC HDFC0003998 is shared by every account held at HDFC Bank's Express Trade Tower branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0003998 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Express Trade Tower reflect within 30 minutes.
Where is HDFC Bank Express Trade Tower branch located?
HDFC Bank's Express Trade Tower branch is located at PLOT NO79 EXPRESS TRADE TOWER SECTOR 34 HERO HONDA CHOWK NH 8 GURGAON HARYANA122001, Gurgaon, Haryana.
What is the IFSC code of HDFC Bank Express Trade Tower branch?
The IFSC code of HDFC Bank, Express Trade Tower branch is HDFC0003998. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0003998 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003998 to send funds instantly.
Final notes
To recap: HDFC0003998 is the IFSC code of HDFC Bank, EXPRESS TRADE TOWER branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
