If you are searching for the IFSC code of HDFC Bank, BUSINESS ZONE SEC FOURTY SIX branch in GURGAON, HARYANA, this page has every detail you need. The verified IFSC code for this branch is HDFC0003634. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BUSINESS ZONE SEC FOURTY SIX branch, and detailed step-by-step guides for using the IFSC HDFC0003634 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0003634 is the IFSC of HDFC Bank's BUSINESS ZONE SEC FOURTY SIX branch. The format is fixed: HDFC = bank code, 0 = reserved, 003634 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Business Zone Sec Fourty Six |
| IFSC Code | HDFC0003634 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 10,TOWER C,UNITECH BUSINESS ZONE,NIRWANA COUNTRY,GURGAON HARYANA 122018 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 91 |
| Phone | 9996243333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Business Zone Sec Fourty Six branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0003634.
About the Business Zone Sec Fourty Six branch
The Business Zone Sec Fourty Six branch of HDFC Bank is situated at SHOP NO 10,TOWER C,UNITECH BUSINESS ZONE,NIRWANA COUNTRY,GURGAON HARYANA 122018. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0003634 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUSINESS ZONE SEC FOURTY SIX of HDFC Bank — its own 11-character IFSC. The code HDFC0003634 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0003634 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0003634
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0003634 across all three.
NEFT to HDFC Bank, BUSINESS ZONE SEC FOURTY SIX using IFSC HDFC0003634
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0003634, and confirm that the system picks up HDFC Bank – BUSINESS ZONE SEC FOURTY SIX. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0003634
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – BUSINESS ZONE SEC FOURTY SIX, ensure your bank's portal accepts IFSC HDFC0003634 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank BUSINESS ZONE SEC FOURTY SIX (IFSC HDFC0003634)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0003634 in your mobile or internet banking app, and the money is credited to the BUSINESS ZONE SEC FOURTY SIX branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0003634 for HDFC Bank – BUSINESS ZONE SEC FOURTY SIX, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0003634 | Yes – HDFC0003634 | Yes – HDFC0003634 |
For most retail customers crediting the Business Zone Sec Fourty Six branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0003634
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BUSINESS ZONE SEC FOURTY SIX is still mapped to IFSC HDFC0003634. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0003634 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Business Zone Sec Fourty Six branch is mapped to IFSC HDFC0003634 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0003634.
Products and services
Customers walking into the Business Zone Sec Fourty Six branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0003634
MICR & cheque-truncation details
Cheques drawn on the Business Zone Sec Fourty Six branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0003634 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0003634
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BUSINESS ZONE SEC FOURTY SIX branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0003634 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BUSINESS ZONE SEC FOURTY SIX:
- The IFSC is exactly HDFC0003634 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BUSINESS ZONE SEC FOURTY SIX as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Business Zone Sec Fourty Six branch
The branch is located at SHOP NO 10,TOWER C,UNITECH BUSINESS ZONE,NIRWANA COUNTRY,GURGAON HARYANA 122018, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Business Zone Sec Fourty Six branch” — the verified location pin for IFSC HDFC0003634 should appear at the top of the results.
- Confirm the branch is open by calling 91-9996243333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0003634 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0003634 for HDFC Bank – BUSINESS ZONE SEC FOURTY SIX, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Business Zone Sec Fourty Six are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0003634 continue to work without interruption.
Branch address & contact
HDFC BankBusiness Zone Sec Fourty Six Branch
SHOP NO 10,TOWER C,UNITECH BUSINESS ZONE,NIRWANA COUNTRY,GURGAON HARYANA 122018
Gurgaon, Haryana
Phone: 91-9996243333
IFSC: HDFC0003634
Frequently asked questions
What is the IFSC code of HDFC Bank Business Zone Sec Fourty Six branch?
The IFSC code of HDFC Bank, Business Zone Sec Fourty Six branch is HDFC0003634. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Business Zone Sec Fourty Six as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0003634, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0003634 the same for all accounts at Business Zone Sec Fourty Six branch?
Yes. The IFSC HDFC0003634 is shared by every account held at HDFC Bank's Business Zone Sec Fourty Six branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Business Zone Sec Fourty Six branch but serve different purposes.
Can I use IFSC HDFC0003634 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0003634 to send funds instantly.
What is the phone number of HDFC Bank Business Zone Sec Fourty Six branch?
You can reach the branch at 91-9996243333 during regular banking hours.
How quickly will an NEFT transfer using HDFC0003634 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Business Zone Sec Fourty Six reflect within 30 minutes.
Summary
The IFSC code HDFC0003634 belongs to HDFC Bank's BUSINESS ZONE SEC FOURTY SIX branch, located at SHOP NO 10,TOWER C,UNITECH BUSINESS ZONE,NIRWANA COUNTRY,GURGAON HARYANA 122018 in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
