If you are searching for the IFSC code of HDFC Bank, VIDYA NAGAR branch in GUNTUR, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0007382. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIDYA NAGAR branch, and detailed step-by-step guides for using the IFSC HDFC0007382 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0007382 is the IFSC of HDFC Bank's VIDYA NAGAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 007382 = branch identifier.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Vidya Nagar |
| IFSC Code | HDFC0007382 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR 4 5 37 VIDYANAGAR REVENUE WARD NUMBER 13 GUNTUR ANDHRA PRADESH 522007 |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 1860 |
| Phone | 2676161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Vidya Nagar branch in Guntur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0007382.
About the Vidya Nagar branch
The Vidya Nagar branch of HDFC Bank is situated at GROUND FLOOR 4 5 37 VIDYANAGAR REVENUE WARD NUMBER 13 GUNTUR ANDHRA PRADESH 522007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007382 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's VIDYA NAGAR branch came to be assigned the code HDFC0007382.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007382, money simply cannot be routed to the VIDYA NAGAR branch electronically.
How to transfer money using IFSC HDFC0007382
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007382 across all three.
NEFT to HDFC Bank, VIDYA NAGAR using IFSC HDFC0007382
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007382, and confirm that the system picks up HDFC Bank – VIDYA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIDYA NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VIDYA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007382 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – VIDYA NAGAR, use IMPS. With IFSC HDFC0007382 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007382 for HDFC Bank – VIDYA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007382 | Yes – HDFC0007382 | Yes – HDFC0007382 |
For most retail customers crediting the Vidya Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's VIDYA NAGAR branch, the IFSC HDFC0007382 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Vidya Nagar branch
Once you have an account at HDFC Bank – VIDYA NAGAR, the IFSC HDFC0007382 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vidya Nagar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0007382
MICR & cheque-truncation details
Cheques drawn on the Vidya Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0007382 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0007382
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the VIDYA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0007382 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – VIDYA NAGAR:
- The IFSC is exactly HDFC0007382 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and VIDYA NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vidya Nagar branch
The branch is located at GROUND FLOOR 4 5 37 VIDYANAGAR REVENUE WARD NUMBER 13 GUNTUR ANDHRA PRADESH 522007, which puts it inside Guntur, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Vidya Nagar branch” — the verified location pin for IFSC HDFC0007382 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007382 and your account number.
Verifying IFSC HDFC0007382 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0007382 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vidya Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007382 continue to work without interruption.
Branch address & contact
HDFC BankVidya Nagar Branch
GROUND FLOOR 4 5 37 VIDYANAGAR REVENUE WARD NUMBER 13 GUNTUR ANDHRA PRADESH 522007
Guntur, Andhra Pradesh
Phone: 1860-2676161
IFSC: HDFC0007382
Frequently asked questions
What is the phone number of HDFC Bank Vidya Nagar branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Can I use IFSC HDFC0007382 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007382 to send funds instantly.
Is IFSC HDFC0007382 the same for all accounts at Vidya Nagar branch?
Yes. The IFSC HDFC0007382 is shared by every account held at HDFC Bank's Vidya Nagar branch. Only the account number changes from customer to customer.
Where is HDFC Bank Vidya Nagar branch located?
HDFC Bank's Vidya Nagar branch is located at GROUND FLOOR 4 5 37 VIDYANAGAR REVENUE WARD NUMBER 13 GUNTUR ANDHRA PRADESH 522007, Guntur, Andhra Pradesh.
How do I add HDFC Bank Vidya Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007382, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0007382 valid for NEFT and RTGS?
Yes. IFSC HDFC0007382 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vidya Nagar branch but serve different purposes.
Does HDFC Bank Vidya Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
Summary
The IFSC code HDFC0007382 belongs to HDFC Bank's VIDYA NAGAR branch, located at GROUND FLOOR 4 5 37 VIDYANAGAR REVENUE WARD NUMBER 13 GUNTUR ANDHRA PRADESH… in GUNTUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
