This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, KOTHAPET BRANCH GUNTUR branch in GUNTUR. The 11-digit IFSC HDFC0004266 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the KOTHAPET BRANCH GUNTUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – KOTHAPET BRANCH GUNTUR is HDFC0004266. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004266 map to this branch in GUNTUR, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Kothapet Branch Guntur |
| IFSC Code | HDFC0004266 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR S V R EMPIRE KOTHAPET GUNTUR GUNTUR ANDHRA PRADESH522001 |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9949493333 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Kothapet Branch Guntur branch in Guntur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0004266.
About this branch
The branch is located at GROUND FLOOR S V R EMPIRE KOTHAPET GUNTUR GUNTUR ANDHRA PRADESH522001. It serves the Guntur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004266 is used to identify this branch on the RBI payments network.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOTHAPET BRANCH GUNTUR of HDFC Bank — its own 11-character IFSC. The code HDFC0004266 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0004266 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0004266
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004266 across all three.
NEFT to HDFC Bank, KOTHAPET BRANCH GUNTUR using IFSC HDFC0004266
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0004266, and confirm that the system picks up HDFC Bank – KOTHAPET BRANCH GUNTUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KOTHAPET BRANCH GUNTUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's KOTHAPET BRANCH GUNTUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004266 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – KOTHAPET BRANCH GUNTUR, use IMPS. With IFSC HDFC0004266 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kothapet Branch Guntur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0004266:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOTHAPET BRANCH GUNTUR is still linked to IFSC HDFC0004266.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0004266
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – KOTHAPET BRANCH GUNTUR is still mapped to IFSC HDFC0004266. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004266 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kothapet Branch Guntur branch is mapped to IFSC HDFC0004266 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004266.
Banking services available
The Kothapet Branch Guntur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9949493333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004266
MICR & cheque-truncation details
Cheques drawn on the Kothapet Branch Guntur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004266 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC HDFC0004266
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the KOTHAPET BRANCH GUNTUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004266 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0004266
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – KOTHAPET BRANCH GUNTUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004266. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kothapet Branch Guntur branch
The branch is located at GROUND FLOOR S V R EMPIRE KOTHAPET GUNTUR GUNTUR ANDHRA PRADESH522001, which puts it inside Guntur, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Kothapet Branch Guntur branch” — the verified location pin for IFSC HDFC0004266 should appear at the top of the results.
- Confirm the branch is open by calling 91-9949493333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004266 and your account number.
Verifying IFSC HDFC0004266 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004266 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9949493333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kothapet Branch Guntur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0004266, however, work 24x7.
Branch address & contact
HDFC BankKothapet Branch Guntur Branch
GROUND FLOOR S V R EMPIRE KOTHAPET GUNTUR GUNTUR ANDHRA PRADESH522001
Guntur, Andhra Pradesh
Phone: 91-9949493333
IFSC: HDFC0004266
Frequently asked questions
Does HDFC Bank Kothapet Branch Guntur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9949493333 to confirm.
What is the phone number of HDFC Bank Kothapet Branch Guntur branch?
You can reach the branch at 91-9949493333 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kothapet Branch Guntur branch but serve different purposes.
Where is HDFC Bank Kothapet Branch Guntur branch located?
HDFC Bank's Kothapet Branch Guntur branch is located at GROUND FLOOR S V R EMPIRE KOTHAPET GUNTUR GUNTUR ANDHRA PRADESH522001, Guntur, Andhra Pradesh.
Can I use IFSC HDFC0004266 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0004266 to send funds instantly.
How do I add HDFC Bank Kothapet Branch Guntur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004266, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0004266 valid for NEFT and RTGS?
Yes. IFSC HDFC0004266 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0004266 belongs to HDFC Bank's KOTHAPET BRANCH GUNTUR branch, located at GROUND FLOOR S V R EMPIRE KOTHAPET GUNTUR GUNTUR ANDHRA PRADESH522001 in GUNTUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
