This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, GUNTUR - ANDHRA PRADESH branch in GUNTUR. The 11-digit IFSC HDFC0000189 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the GUNTUR - ANDHRA PRADESH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0000189 is the IFSC of HDFC Bank's GUNTUR - ANDHRA PRADESH branch. The format is fixed: HDFC = bank code, 0 = reserved, 000189 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Guntur - Andhra Pradesh branch in Guntur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0000189.
About the Guntur - Andhra Pradesh branch
The Guntur - Andhra Pradesh branch of HDFC Bank is situated at 5-87-90,MAIN ROAD,LAKSHMIPURAMGUNTURANDHRA PRADESH522001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0000189 is used.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Guntur - Andhra Pradesh |
| IFSC Code | HDFC0000189 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5-87-90,MAIN ROAD,LAKSHMIPURAMGUNTURANDHRA PRADESH522001 |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9949493333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GUNTUR - ANDHRA PRADESH branch came to be assigned the code HDFC0000189.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0000189, money simply cannot be routed to the GUNTUR - ANDHRA PRADESH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Guntur - Andhra Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0000189 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0000189
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0000189 across all three.
NEFT to HDFC Bank, GUNTUR - ANDHRA PRADESH using IFSC HDFC0000189
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0000189, and confirm that the system picks up HDFC Bank – GUNTUR - ANDHRA PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GUNTUR - ANDHRA PRADESH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's GUNTUR - ANDHRA PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0000189 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – GUNTUR - ANDHRA PRADESH, use IMPS. With IFSC HDFC0000189 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0000189 for HDFC Bank – GUNTUR - ANDHRA PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0000189 | Yes – HDFC0000189 | Yes – HDFC0000189 |
For most retail customers crediting the Guntur - Andhra Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's GUNTUR - ANDHRA PRADESH branch, the IFSC HDFC0000189 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Guntur - Andhra Pradesh branch is mapped to IFSC HDFC0000189 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0000189.
Products and services
Customers walking into the Guntur - Andhra Pradesh branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0000189
Digital banking channels
Most day-to-day work that customers used to do at the Guntur - Andhra Pradesh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0000189 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Guntur - Andhra Pradesh branch sits at 5-87-90,MAIN ROAD,LAKSHMIPURAMGUNTURANDHRA PRADESH522001. If you are travelling from outside Guntur, search for the branch on a maps application using the bank name and locality, or call 91-9949493333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0000189 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GUNTUR - ANDHRA PRADESH:
- The IFSC is exactly HDFC0000189 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and GUNTUR - ANDHRA PRADESH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Guntur - Andhra Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0000189, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0000189 for HDFC Bank – GUNTUR - ANDHRA PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankGuntur - Andhra Pradesh Branch
5-87-90,MAIN ROAD,LAKSHMIPURAMGUNTURANDHRA PRADESH522001
Guntur, Andhra Pradesh
Phone: 91-9949493333
IFSC: HDFC0000189
Frequently asked questions
What is the phone number of HDFC Bank Guntur - Andhra Pradesh branch?
You can reach the branch at 91-9949493333 during regular banking hours.
Does HDFC Bank Guntur - Andhra Pradesh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9949493333 to confirm.
Is IFSC HDFC0000189 valid for NEFT and RTGS?
Yes. IFSC HDFC0000189 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Guntur - Andhra Pradesh branch but serve different purposes.
What is the IFSC code of HDFC Bank Guntur - Andhra Pradesh branch?
The IFSC code of HDFC Bank, Guntur - Andhra Pradesh branch is HDFC0000189. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0000189 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Guntur - Andhra Pradesh reflect within 30 minutes.
Can I use IFSC HDFC0000189 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0000189 to send funds instantly.
Summary
The IFSC code HDFC0000189 belongs to HDFC Bank's GUNTUR - ANDHRA PRADESH branch, located at 5-87-90,MAIN ROAD,LAKSHMIPURAMGUNTURANDHRA PRADESH522001 in GUNTUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
