Use this page as a one-stop reference for everything related to HDFC Bank's GULARIHA branch in GULARIHA, UTTAR PRADESH. The branch's IFSC code HDFC0008980 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0008980 is the IFSC of HDFC Bank's GULARIHA branch. The format is fixed: HDFC = bank code, 0 = reserved, 008980 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gulariha branch in Gulariha, Uttar Pradesh is part of this network and uses the IFSC code HDFC0008980 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Gulariha |
| IFSC Code | HDFC0008980 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 623 AND 624 MAHARAJGANJ ROAD GULARIHA UTTAR PRADESH 273012 |
| City | Gulariha |
| District | Unnao |
| State | Uttar Pradesh |
| STD Code | 11 |
| Phone | 61606161 |
About the Gulariha branch
The Gulariha branch of HDFC Bank is situated at PLOT NO 623 AND 624 MAHARAJGANJ ROAD GULARIHA UTTAR PRADESH 273012. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0008980 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GULARIHA branch came to be assigned the code HDFC0008980.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008980, money simply cannot be routed to the GULARIHA branch electronically.
Products and account variants supported
Every account opened at the Gulariha branch is mapped to IFSC HDFC0008980 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0008980.
Products and services
Customers walking into the Gulariha branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0008980
How to transfer money using IFSC HDFC0008980
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008980 across all three.
How to use IFSC HDFC0008980 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's GULARIHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0008980.
- Confirm the bank name auto-populates as HDFC Bank and the branch as GULARIHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0008980
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – GULARIHA, ensure your bank's portal accepts IFSC HDFC0008980 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – GULARIHA, use IMPS. With IFSC HDFC0008980 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0008980 for HDFC Bank – GULARIHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0008980 | Yes – HDFC0008980 | Yes – HDFC0008980 |
For most retail customers crediting the Gulariha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0008980
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – GULARIHA is still mapped to IFSC HDFC0008980. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008980 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Gulariha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008980 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Gulariha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0008980 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC HDFC0008980
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – GULARIHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008980. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gulariha branch
The branch is located at PLOT NO 623 AND 624 MAHARAJGANJ ROAD GULARIHA UTTAR PRADESH 273012, which puts it inside Gulariha, the broader Unnao district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Gulariha branch” — the verified location pin for IFSC HDFC0008980 should appear at the top of the results.
- Confirm the branch is open by calling 11-61606161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008980 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0008980 for HDFC Bank – GULARIHA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Gulariha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008980 continue to work without interruption.
Branch address & contact
HDFC BankGulariha Branch
PLOT NO 623 AND 624 MAHARAJGANJ ROAD GULARIHA UTTAR PRADESH 273012
Gulariha, Uttar Pradesh
Phone: 11-61606161
IFSC: HDFC0008980
Frequently asked questions
Where is HDFC Bank Gulariha branch located?
HDFC Bank's Gulariha branch is located at PLOT NO 623 AND 624 MAHARAJGANJ ROAD GULARIHA UTTAR PRADESH 273012, Gulariha, Uttar Pradesh.
Can I use IFSC HDFC0008980 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008980 to send funds instantly.
What is the IFSC code of HDFC Bank Gulariha branch?
The IFSC code of HDFC Bank, Gulariha branch is HDFC0008980. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HDFC0008980 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Gulariha reflect within 30 minutes.
How do I add HDFC Bank Gulariha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008980, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0008980 valid for NEFT and RTGS?
Yes. IFSC HDFC0008980 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gulariha branch but serve different purposes.
Is IFSC HDFC0008980 the same for all accounts at Gulariha branch?
Yes. The IFSC HDFC0008980 is shared by every account held at HDFC Bank's Gulariha branch. Only the account number changes from customer to customer.
Final notes
To recap: HDFC0008980 is the IFSC code of HDFC Bank, GULARIHA branch, in GULARIHA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
