Use this page as a one-stop reference for everything related to HDFC Bank's CHAMOLI GOPESHWAR branch in GOPESHWAR CHAMOLI, UTTARAKHAND. The branch's IFSC code HDFC0009516 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0009516 is the IFSC of HDFC Bank's CHAMOLI GOPESHWAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 009516 = branch identifier.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chamoli Gopeshwar branch in Gopeshwar Chamoli, Uttarakhand is part of this network and uses the IFSC code HDFC0009516 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Chamoli Gopeshwar |
| IFSC Code | HDFC0009516 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ADJACENT NGR PALIKA OFFICE NR PETROL PUMP GOPESHWAR CHAMOLI GOPESHWAR UTTARAKHAND 246401 |
| City | Gopeshwar Chamoli |
| District | Chamoli |
| State | Uttarakhand |
| STD Code | 1860 |
| Phone | 2676161 |
About the Chamoli Gopeshwar branch
The Chamoli Gopeshwar branch of HDFC Bank is situated at ADJACENT NGR PALIKA OFFICE NR PETROL PUMP GOPESHWAR CHAMOLI GOPESHWAR UTTARAKHAND 246401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009516 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's CHAMOLI GOPESHWAR branch came to be assigned the code HDFC0009516.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009516, money simply cannot be routed to the CHAMOLI GOPESHWAR branch electronically.
Account types you can open at the Chamoli Gopeshwar branch
Once you have an account at HDFC Bank – CHAMOLI GOPESHWAR, the IFSC HDFC0009516 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chamoli Gopeshwar branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0009516
How to transfer money using IFSC HDFC0009516
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009516 across all three.
NEFT to HDFC Bank, CHAMOLI GOPESHWAR using IFSC HDFC0009516
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009516, and confirm that the system picks up HDFC Bank – CHAMOLI GOPESHWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0009516
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – CHAMOLI GOPESHWAR, ensure your bank's portal accepts IFSC HDFC0009516 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank CHAMOLI GOPESHWAR (IFSC HDFC0009516)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009516 in your mobile or internet banking app, and the money is credited to the CHAMOLI GOPESHWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009516 for HDFC Bank – CHAMOLI GOPESHWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009516 | Yes – HDFC0009516 | Yes – HDFC0009516 |
For most retail customers crediting the Chamoli Gopeshwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009516
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – CHAMOLI GOPESHWAR is still mapped to IFSC HDFC0009516. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009516 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0009516
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the CHAMOLI GOPESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009516 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chamoli Gopeshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009516 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – CHAMOLI GOPESHWAR:
- The IFSC is exactly HDFC0009516 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and CHAMOLI GOPESHWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chamoli Gopeshwar branch
The branch is located at ADJACENT NGR PALIKA OFFICE NR PETROL PUMP GOPESHWAR CHAMOLI GOPESHWAR UTTARAKHAND 246401, which puts it inside Gopeshwar Chamoli, the broader Chamoli district, and the state of Uttarakhand. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Chamoli Gopeshwar branch” — the verified location pin for IFSC HDFC0009516 should appear at the top of the results.
- Confirm the branch is open by calling 1860-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009516 and your account number.
Verifying IFSC HDFC0009516 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009516 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chamoli Gopeshwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009516 continue to work without interruption.
Branch address & contact
HDFC BankChamoli Gopeshwar Branch
ADJACENT NGR PALIKA OFFICE NR PETROL PUMP GOPESHWAR CHAMOLI GOPESHWAR UTTARAKHAND 246401
Gopeshwar Chamoli, Uttarakhand
Phone: 1860-2676161
IFSC: HDFC0009516
Frequently asked questions
How quickly will an NEFT transfer using HDFC0009516 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Chamoli Gopeshwar reflect within 30 minutes.
Can I use IFSC HDFC0009516 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0009516 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chamoli Gopeshwar branch but serve different purposes.
Is IFSC HDFC0009516 valid for NEFT and RTGS?
Yes. IFSC HDFC0009516 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Chamoli Gopeshwar branch?
The IFSC code of HDFC Bank, Chamoli Gopeshwar branch is HDFC0009516. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of HDFC Bank Chamoli Gopeshwar branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Summary
The IFSC code HDFC0009516 belongs to HDFC Bank's CHAMOLI GOPESHWAR branch, located at ADJACENT NGR PALIKA OFFICE NR PETROL PUMP GOPESHWAR CHAMOLI GOPESHWAR… in GOPESHWAR CHAMOLI, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
