IFSC Code of HDFC Bank, Gondal Nagrik Sahakari Bank Ltd Branch, Gujarat

If you are searching for the IFSC code of HDFC Bank, GONDAL NAGRIK SAHAKARI BANK LTD branch in GONDAL, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is HDFC0CGNSBL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GONDAL NAGRIK SAHAKARI BANK LTD branch, and detailed step-by-step guides for using the IFSC HDFC0CGNSBL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, HDFC0CGNSBL is the IFSC of HDFC Bank's GONDAL NAGRIK SAHAKARI BANK LTD branch. The format is fixed: HDFC = bank code, 0 = reserved, CGNSBL = branch identifier.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Gondal Nagrik Sahakari Bank Ltd branch in Gondal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0CGNSBL.

Gondal Nagrik Sahakari Bank Ltd branch overview

Located at SAMARPAN, MANDVI CHOWK, RAJKOT, GONDAL 360311, the Gondal Nagrik Sahakari Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0CGNSBL is required for all interbank electronic transfers routed through this branch.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GONDAL NAGRIK SAHAKARI BANK LTD of HDFC Bank — its own 11-character IFSC. The code HDFC0CGNSBL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CGNSBL the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0CGNSBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CGNSBL across all three.

NEFT to HDFC Bank, GONDAL NAGRIK SAHAKARI BANK LTD using IFSC HDFC0CGNSBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CGNSBL, and confirm that the system picks up HDFC Bank – GONDAL NAGRIK SAHAKARI BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GONDAL NAGRIK SAHAKARI BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's GONDAL NAGRIK SAHAKARI BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CGNSBL while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank GONDAL NAGRIK SAHAKARI BANK LTD (IFSC HDFC0CGNSBL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CGNSBL in your mobile or internet banking app, and the money is credited to the GONDAL NAGRIK SAHAKARI BANK LTD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gondal Nagrik Sahakari Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CGNSBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GONDAL NAGRIK SAHAKARI BANK LTD is still linked to IFSC HDFC0CGNSBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's GONDAL NAGRIK SAHAKARI BANK LTD branch, the IFSC HDFC0CGNSBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Gondal Nagrik Sahakari Bank Ltd branch

Once you have an account at HDFC Bank – GONDAL NAGRIK SAHAKARI BANK LTD, the IFSC HDFC0CGNSBL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Gondal Nagrik Sahakari Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2825-220115.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CGNSBL

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0CGNSBL and the account number together uniquely identify the Gondal Nagrik Sahakari Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HDFC0CGNSBL

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the GONDAL NAGRIK SAHAKARI BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CGNSBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GONDAL NAGRIK SAHAKARI BANK LTD:

• The IFSC is exactly HDFC0CGNSBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and GONDAL NAGRIK SAHAKARI BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gondal Nagrik Sahakari Bank Ltd branch sits at SAMARPAN, MANDVI CHOWK, RAJKOT, GONDAL 360311. If you are travelling from outside Gondal, search for the branch on a maps application using the bank name and locality, or call 2825-220115 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0CGNSBL and your account number.

Verifying IFSC HDFC0CGNSBL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CGNSBL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2825-220115.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gondal Nagrik Sahakari Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CGNSBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CGNSBL is the IFSC code of HDFC Bank, GONDAL NAGRIK SAHAKARI BANK LTD branch, in GONDAL, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.