Use this page as a one-stop reference for everything related to HDFC Bank's GOHAD branch in GOHAD, MADHYA PRADESH. The branch's IFSC code HDFC0006987 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – GOHAD is HDFC0006987. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006987 map to this branch in GOHAD, MADHYA PRADESH.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Gohad |
| IFSC Code | HDFC0006987 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN MAU ROAD NEAR SBI AND POLICE STATION GOHAD MADHYA PRADESH 477116 |
| City | Gohad |
| District | Bhind |
| State | Madhya Pradesh |
| STD Code | 7534 |
| Phone | 2676161 |
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gohad branch in Gohad, Madhya Pradesh is part of this network and uses the IFSC code HDFC0006987 for all electronic settlement.
About this branch
The branch is located at MAIN MAU ROAD NEAR SBI AND POLICE STATION GOHAD MADHYA PRADESH 477116. It serves the Gohad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0006987 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GOHAD branch came to be assigned the code HDFC0006987.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0006987, money simply cannot be routed to the GOHAD branch electronically.
How to transfer money using IFSC HDFC0006987
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0006987 across all three.
NEFT to HDFC Bank, GOHAD using IFSC HDFC0006987
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0006987, and confirm that the system picks up HDFC Bank – GOHAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GOHAD
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's GOHAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0006987 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – GOHAD, use IMPS. With IFSC HDFC0006987 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0006987 for HDFC Bank – GOHAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0006987 | Yes – HDFC0006987 | Yes – HDFC0006987 |
For most retail customers crediting the Gohad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0006987
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – GOHAD is still mapped to IFSC HDFC0006987. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0006987 and the beneficiary's account number to complete the transfer.
Account types you can open at the Gohad branch
Once you have an account at HDFC Bank – GOHAD, the IFSC HDFC0006987 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gohad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7534-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0006987
MICR & cheque-truncation details
Cheques drawn on the Gohad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0006987 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Gohad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0006987 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GOHAD:
- The IFSC is exactly HDFC0006987 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and GOHAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gohad branch
The branch is located at MAIN MAU ROAD NEAR SBI AND POLICE STATION GOHAD MADHYA PRADESH 477116, which puts it inside Gohad, the broader Bhind district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Gohad branch” — the verified location pin for IFSC HDFC0006987 should appear at the top of the results.
- Confirm the branch is open by calling 7534-2676161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0006987 and your account number.
Verifying IFSC HDFC0006987 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0006987 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7534-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gohad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0006987, however, work 24x7.
Branch address & contact
HDFC BankGohad Branch
MAIN MAU ROAD NEAR SBI AND POLICE STATION GOHAD MADHYA PRADESH 477116
Gohad, Madhya Pradesh
Phone: 7534-2676161
IFSC: HDFC0006987
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gohad branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0006987 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Gohad reflect within 30 minutes.
Is IFSC HDFC0006987 the same for all accounts at Gohad branch?
Yes. The IFSC HDFC0006987 is shared by every account held at HDFC Bank's Gohad branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank Gohad branch?
The IFSC code of HDFC Bank, Gohad branch is HDFC0006987. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0006987 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0006987 to send funds instantly.
Where is HDFC Bank Gohad branch located?
HDFC Bank's Gohad branch is located at MAIN MAU ROAD NEAR SBI AND POLICE STATION GOHAD MADHYA PRADESH 477116, Gohad, Madhya Pradesh.
Summary
The IFSC code HDFC0006987 belongs to HDFC Bank's GOHAD branch, located at MAIN MAU ROAD NEAR SBI AND POLICE STATION GOHAD MADHYA PRADESH 477116 in GOHAD, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
