Below are the complete branch details for HDFC Bank, VILLAGE KARHERA LONI branch, located in GHAZIABAD, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0007294. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0007294 for HDFC Bank – VILLAGE KARHERA LONI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – VILLAGE KARHERA LONI is HDFC0007294. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007294 map to this branch in GHAZIABAD, UTTAR PRADESH.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Village Karhera Loni branch in Ghaziabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0007294.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Village Karhera Loni |
| IFSC Code | HDFC0007294 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PROPERTY NO 935AND 936 UDAY SINGH COMPLEX KARHERA PARGANA LONI TAHSIL GHAZIABAD GHAZIABAD UTTAR PRADESH 201007 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
About the Village Karhera Loni branch
The Village Karhera Loni branch of HDFC Bank is situated at GROUND FLOOR PROPERTY NO 935AND 936 UDAY SINGH COMPLEX KARHERA PARGANA LONI TAHSIL GHAZIABAD GHAZIABAD UTTAR PRADESH 201007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007294 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's VILLAGE KARHERA LONI branch came to be assigned the code HDFC0007294.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007294, money simply cannot be routed to the VILLAGE KARHERA LONI branch electronically.
Account types you can open at the Village Karhera Loni branch
Once you have an account at HDFC Bank – VILLAGE KARHERA LONI, the IFSC HDFC0007294 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Village Karhera Loni branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0007294
How to transfer money using IFSC HDFC0007294
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007294 across all three.
NEFT to HDFC Bank, VILLAGE KARHERA LONI using IFSC HDFC0007294
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007294, and confirm that the system picks up HDFC Bank – VILLAGE KARHERA LONI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VILLAGE KARHERA LONI
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's VILLAGE KARHERA LONI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0007294 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank VILLAGE KARHERA LONI (IFSC HDFC0007294)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007294 in your mobile or internet banking app, and the money is credited to the VILLAGE KARHERA LONI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0007294 for HDFC Bank – VILLAGE KARHERA LONI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0007294 | Yes – HDFC0007294 | Yes – HDFC0007294 |
For most retail customers crediting the Village Karhera Loni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's VILLAGE KARHERA LONI branch, the IFSC HDFC0007294 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Village Karhera Loni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0007294 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0007294 and the account number together uniquely identify the Village Karhera Loni branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – VILLAGE KARHERA LONI:
- The IFSC is exactly HDFC0007294 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and VILLAGE KARHERA LONI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Village Karhera Loni branch
The branch is located at GROUND FLOOR PROPERTY NO 935AND 936 UDAY SINGH COMPLEX KARHERA PARGANA LONI TAHSIL GHAZIABAD GHAZIABAD UTTAR PRADESH 201007, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Village Karhera Loni branch” — the verified location pin for IFSC HDFC0007294 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007294 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007294 for HDFC Bank – VILLAGE KARHERA LONI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Village Karhera Loni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0007294, however, work 24x7.
Branch address & contact
HDFC BankVillage Karhera Loni Branch
GROUND FLOOR PROPERTY NO 935AND 936 UDAY SINGH COMPLEX KARHERA PARGANA LONI TAHSIL GHAZIABAD GHAZIABAD UTTAR PRADESH 201007
Ghaziabad, Uttar Pradesh
Phone: 1800-2026161
IFSC: HDFC0007294
Frequently asked questions
What is the phone number of HDFC Bank Village Karhera Loni branch?
You can reach the branch at 1800-2026161 during regular banking hours.
How quickly will an NEFT transfer using HDFC0007294 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Village Karhera Loni reflect within 30 minutes.
What is the IFSC code of HDFC Bank Village Karhera Loni branch?
The IFSC code of HDFC Bank, Village Karhera Loni branch is HDFC0007294. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0007294 the same for all accounts at Village Karhera Loni branch?
Yes. The IFSC HDFC0007294 is shared by every account held at HDFC Bank's Village Karhera Loni branch. Only the account number changes from customer to customer.
Where is HDFC Bank Village Karhera Loni branch located?
HDFC Bank's Village Karhera Loni branch is located at GROUND FLOOR PROPERTY NO 935AND 936 UDAY SINGH COMPLEX KARHERA PARGANA LONI TAHSIL GHAZIABAD GHAZIABAD UTTAR PRADESH 201007, Ghaziabad, Uttar Pradesh.
Is IFSC HDFC0007294 valid for NEFT and RTGS?
Yes. IFSC HDFC0007294 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC HDFC0007294 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007294 to send funds instantly.
Final notes
To recap: HDFC0007294 is the IFSC code of HDFC Bank, VILLAGE KARHERA LONI branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
