Below are the complete branch details for HDFC Bank, LOHIYA NAGAR branch, located in GHAZIABAD, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0004833. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0004833 for HDFC Bank – LOHIYA NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0004833 is the IFSC of HDFC Bank's LOHIYA NAGAR branch. The format is fixed: HDFC = bank code, 0 = reserved, 004833 = branch identifier.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Lohiya Nagar branch — IFSC HDFC0004833 — extends the bank's services to customers in and around Ghaziabad, Uttar Pradesh.
About this branch
The branch is located at HDFC BANK LTD GROUND FLOOR C 9 LOHIYA NAGAR GHAZIABAD UTTAR PRADESH 201001. It serves the Ghaziabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004833 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Lohiya Nagar |
| IFSC Code | HDFC0004833 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR C 9 LOHIYA NAGAR GHAZIABAD UTTAR PRADESH 201001 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9935903333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's LOHIYA NAGAR branch came to be assigned the code HDFC0004833.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004833, money simply cannot be routed to the LOHIYA NAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Lohiya Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0004833 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0004833
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004833 across all three.
How to use IFSC HDFC0004833 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's LOHIYA NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004833.
- Confirm the bank name auto-populates as HDFC Bank and the branch as LOHIYA NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to LOHIYA NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's LOHIYA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004833 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank LOHIYA NAGAR (IFSC HDFC0004833)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004833 in your mobile or internet banking app, and the money is credited to the LOHIYA NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004833 for HDFC Bank – LOHIYA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004833 | Yes – HDFC0004833 | Yes – HDFC0004833 |
For most retail customers crediting the Lohiya Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0004833
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – LOHIYA NAGAR is still mapped to IFSC HDFC0004833. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0004833 and the beneficiary's account number to complete the transfer.
Account types you can open at the Lohiya Nagar branch
Once you have an account at HDFC Bank – LOHIYA NAGAR, the IFSC HDFC0004833 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Lohiya Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9935903333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004833
Online banking and IFSC HDFC0004833
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the LOHIYA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004833 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Lohiya Nagar branch
The branch is located at HDFC BANK LTD GROUND FLOOR C 9 LOHIYA NAGAR GHAZIABAD UTTAR PRADESH 201001, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Lohiya Nagar branch” — the verified location pin for IFSC HDFC0004833 should appear at the top of the results.
- Confirm the branch is open by calling 91-9935903333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004833 and your account number.
Common mistakes to avoid when using IFSC HDFC0004833
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – LOHIYA NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0004833. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Lohiya Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004833 continue to work without interruption.
Verifying IFSC HDFC0004833 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004833 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9935903333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankLohiya Nagar Branch
HDFC BANK LTD GROUND FLOOR C 9 LOHIYA NAGAR GHAZIABAD UTTAR PRADESH 201001
Ghaziabad, Uttar Pradesh
Phone: 91-9935903333
IFSC: HDFC0004833
Frequently asked questions
Is IFSC HDFC0004833 the same for all accounts at Lohiya Nagar branch?
Yes. The IFSC HDFC0004833 is shared by every account held at HDFC Bank's Lohiya Nagar branch. Only the account number changes from customer to customer.
Does HDFC Bank Lohiya Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9935903333 to confirm.
Is IFSC HDFC0004833 valid for NEFT and RTGS?
Yes. IFSC HDFC0004833 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0004833 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Lohiya Nagar reflect within 30 minutes.
What is the IFSC code of HDFC Bank Lohiya Nagar branch?
The IFSC code of HDFC Bank, Lohiya Nagar branch is HDFC0004833. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is HDFC Bank Lohiya Nagar branch located?
HDFC Bank's Lohiya Nagar branch is located at HDFC BANK LTD GROUND FLOOR C 9 LOHIYA NAGAR GHAZIABAD UTTAR PRADESH 201001, Ghaziabad, Uttar Pradesh.
How do I add HDFC Bank Lohiya Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004833, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lohiya Nagar branch but serve different purposes.
Final notes
To recap: HDFC0004833 is the IFSC code of HDFC Bank, LOHIYA NAGAR branch, in GHAZIABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
