If you are searching for the IFSC code of HDFC Bank, ADITYA WAVE CITY branch in GHAZIABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is HDFC0007474. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ADITYA WAVE CITY branch, and detailed step-by-step guides for using the IFSC HDFC0007474 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's ADITYA WAVE CITY branch, the IFSC HDFC0007474 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 007474 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Aditya Wave City |
| IFSC Code | HDFC0007474 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO AG 3 AG 4 AND AG 5 SHAHPUR BAMHETA AND MEHRAULI NATIONAL HIGHWAY 24 GHAZIABAD UTTAR PRADESH 201001 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Aditya Wave City branch — IFSC HDFC0007474 — extends the bank's services to customers in and around Ghaziabad, Uttar Pradesh.
About the Aditya Wave City branch
The Aditya Wave City branch of HDFC Bank is situated at SHOP NO AG 3 AG 4 AND AG 5 SHAHPUR BAMHETA AND MEHRAULI NATIONAL HIGHWAY 24 GHAZIABAD UTTAR PRADESH 201001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0007474 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's ADITYA WAVE CITY branch came to be assigned the code HDFC0007474.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0007474, money simply cannot be routed to the ADITYA WAVE CITY branch electronically.
How to transfer money using IFSC HDFC0007474
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0007474 across all three.
NEFT to HDFC Bank, ADITYA WAVE CITY using IFSC HDFC0007474
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0007474, and confirm that the system picks up HDFC Bank – ADITYA WAVE CITY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0007474
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – ADITYA WAVE CITY, ensure your bank's portal accepts IFSC HDFC0007474 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank ADITYA WAVE CITY (IFSC HDFC0007474)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0007474 in your mobile or internet banking app, and the money is credited to the ADITYA WAVE CITY branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Aditya Wave City
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0007474:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ADITYA WAVE CITY is still linked to IFSC HDFC0007474.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0007474
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – ADITYA WAVE CITY is still mapped to IFSC HDFC0007474. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0007474 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Aditya Wave City branch is mapped to IFSC HDFC0007474 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0007474.
Products and services
Customers walking into the Aditya Wave City branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0007474
MICR & cheque-truncation details
Cheques drawn on the Aditya Wave City branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0007474 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Aditya Wave City branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0007474 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – ADITYA WAVE CITY:
- The IFSC is exactly HDFC0007474 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and ADITYA WAVE CITY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Aditya Wave City branch
The branch is located at SHOP NO AG 3 AG 4 AND AG 5 SHAHPUR BAMHETA AND MEHRAULI NATIONAL HIGHWAY 24 GHAZIABAD UTTAR PRADESH 201001, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Aditya Wave City branch” — the verified location pin for IFSC HDFC0007474 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0007474 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0007474 for HDFC Bank – ADITYA WAVE CITY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Aditya Wave City are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0007474 continue to work without interruption.
Branch address & contact
HDFC BankAditya Wave City Branch
SHOP NO AG 3 AG 4 AND AG 5 SHAHPUR BAMHETA AND MEHRAULI NATIONAL HIGHWAY 24 GHAZIABAD UTTAR PRADESH 201001
Ghaziabad, Uttar Pradesh
Phone: 1800-2026161
IFSC: HDFC0007474
Frequently asked questions
How do I add HDFC Bank Aditya Wave City as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0007474, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0007474 the same for all accounts at Aditya Wave City branch?
Yes. The IFSC HDFC0007474 is shared by every account held at HDFC Bank's Aditya Wave City branch. Only the account number changes from customer to customer.
Where is HDFC Bank Aditya Wave City branch located?
HDFC Bank's Aditya Wave City branch is located at SHOP NO AG 3 AG 4 AND AG 5 SHAHPUR BAMHETA AND MEHRAULI NATIONAL HIGHWAY 24 GHAZIABAD UTTAR PRADESH 201001, Ghaziabad, Uttar Pradesh.
How quickly will an NEFT transfer using HDFC0007474 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Aditya Wave City reflect within 30 minutes.
Can I use IFSC HDFC0007474 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0007474 to send funds instantly.
What is the phone number of HDFC Bank Aditya Wave City branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Summary
The IFSC code HDFC0007474 belongs to HDFC Bank's ADITYA WAVE CITY branch, located at SHOP NO AG 3 AG 4 AND AG 5 SHAHPUR BAMHETA AND MEHRAULI NATIONAL HIGHWAY 24… in GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
