IFSC Code of HDFC Bank, Sri Anandpur Sahib Road Garhshankar Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, SRI ANANDPUR SAHIB ROAD GARHSHANKAR branch in GARHSHANKAR. The 11-digit IFSC HDFC0005174 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the SRI ANANDPUR SAHIB ROAD GARHSHANKAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – SRI ANANDPUR SAHIB ROAD GARHSHANKAR is HDFC0005174. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005174 map to this branch in GARHSHANKAR, PUNJAB.

Branch details at a glance

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sri Anandpur Sahib Road Garhshankar branch in Garhshankar, Punjab is part of this network and uses the IFSC code HDFC0005174 for all electronic settlement.

About the Sri Anandpur Sahib Road Garhshankar branch

The Sri Anandpur Sahib Road Garhshankar branch of HDFC Bank is situated at UPPER GRD FLOOR WARD NO 11 ANANDPUR SAHIB ROAD GARHSHANKAR GARHSHANKAR PUNJAB 144527. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005174 is used.

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SRI ANANDPUR SAHIB ROAD GARHSHANKAR of HDFC Bank — its own 11-character IFSC. The code HDFC0005174 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005174 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HDFC0005174

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005174 across all three.

NEFT to HDFC Bank, SRI ANANDPUR SAHIB ROAD GARHSHANKAR using IFSC HDFC0005174

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0005174, and confirm that the system picks up HDFC Bank – SRI ANANDPUR SAHIB ROAD GARHSHANKAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC HDFC0005174

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – SRI ANANDPUR SAHIB ROAD GARHSHANKAR, ensure your bank's portal accepts IFSC HDFC0005174 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – SRI ANANDPUR SAHIB ROAD GARHSHANKAR, use IMPS. With IFSC HDFC0005174 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0005174 for HDFC Bank – SRI ANANDPUR SAHIB ROAD GARHSHANKAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sri Anandpur Sahib Road Garhshankar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HDFC0005174

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – SRI ANANDPUR SAHIB ROAD GARHSHANKAR is still mapped to IFSC HDFC0005174. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0005174 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sri Anandpur Sahib Road Garhshankar branch

Once you have an account at HDFC Bank – SRI ANANDPUR SAHIB ROAD GARHSHANKAR, the IFSC HDFC0005174 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sri Anandpur Sahib Road Garhshankar branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0005174

MICR & cheque-truncation details

Cheques drawn on the Sri Anandpur Sahib Road Garhshankar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0005174 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC HDFC0005174

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the SRI ANANDPUR SAHIB ROAD GARHSHANKAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005174 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – SRI ANANDPUR SAHIB ROAD GARHSHANKAR:

• The IFSC is exactly HDFC0005174 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and SRI ANANDPUR SAHIB ROAD GARHSHANKAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sri Anandpur Sahib Road Garhshankar branch

The branch is located at UPPER GRD FLOOR WARD NO 11 ANANDPUR SAHIB ROAD GARHSHANKAR GARHSHANKAR PUNJAB 144527, which puts it inside Garhshankar, the broader Hoshiarpur district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Sri Anandpur Sahib Road Garhshankar branch” — the verified location pin for IFSC HDFC0005174 should appear at the top of the results.
2. Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0005174 and your account number.

Verifying IFSC HDFC0005174 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005174 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1800-2026161.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sri Anandpur Sahib Road Garhshankar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005174 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0005174 belongs to HDFC Bank's SRI ANANDPUR SAHIB ROAD GARHSHANKAR branch, located at UPPER GRD FLOOR WARD NO 11 ANANDPUR SAHIB ROAD GARHSHANKAR GARHSHANKAR PUNJAB… in GARHSHANKAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.