IFSC Code of HDFC Bank, Srikrushnasaranapur Branch, Odisha

Below are the complete branch details for HDFC Bank, SRIKRUSHNASARANAPUR branch, located in GANJAM, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0009003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0009003 for HDFC Bank – SRIKRUSHNASARANAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's SRIKRUSHNASARANAPUR branch, the IFSC HDFC0009003 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 009003 identifies this particular branch.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Srikrushnasaranapur branch in Ganjam, Odisha is part of this network and uses the IFSC code HDFC0009003 for all electronic settlement.

Branch details at a glance

Srikrushnasaranapur branch overview

Located at GROUND FLOOR PLOT NO 1992 2286 LONGER SRIKRUSHNASARANPUR KESHPUR CHHAKA DIST GANJAM KESHPUR ODISHA761029, the Srikrushnasaranapur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0009003 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's SRIKRUSHNASARANAPUR branch came to be assigned the code HDFC0009003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009003, money simply cannot be routed to the SRIKRUSHNASARANAPUR branch electronically.

Products and account variants supported

Every account opened at the Srikrushnasaranapur branch is mapped to IFSC HDFC0009003 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0009003.

Banking services available

The Srikrushnasaranapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9937903333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009003

How to transfer money using IFSC HDFC0009003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009003 across all three.

NEFT to HDFC Bank, SRIKRUSHNASARANAPUR using IFSC HDFC0009003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009003, and confirm that the system picks up HDFC Bank – SRIKRUSHNASARANAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SRIKRUSHNASARANAPUR

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's SRIKRUSHNASARANAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009003 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank SRIKRUSHNASARANAPUR (IFSC HDFC0009003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009003 in your mobile or internet banking app, and the money is credited to the SRIKRUSHNASARANAPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0009003 for HDFC Bank – SRIKRUSHNASARANAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Srikrushnasaranapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's SRIKRUSHNASARANAPUR branch, the IFSC HDFC0009003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Srikrushnasaranapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Srikrushnasaranapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC HDFC0009003

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – SRIKRUSHNASARANAPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0009003.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Srikrushnasaranapur branch

The branch is located at GROUND FLOOR PLOT NO 1992 2286 LONGER SRIKRUSHNASARANPUR KESHPUR CHHAKA DIST GANJAM KESHPUR ODISHA761029, which puts it inside Ganjam, the broader Ganjam district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank Srikrushnasaranapur branch” — the verified location pin for IFSC HDFC0009003 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9937903333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0009003 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0009003 for HDFC Bank – SRIKRUSHNASARANAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Srikrushnasaranapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009003 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0009003 is the IFSC code of HDFC Bank, SRIKRUSHNASARANAPUR branch, in GANJAM, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.