If you are searching for the IFSC code of HDFC Bank, GANESWARPUR branch in GANESWARPUR, ODISHA, this page has every detail you need. The verified IFSC code for this branch is HDFC0004325. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GANESWARPUR branch, and detailed step-by-step guides for using the IFSC HDFC0004325 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's GANESWARPUR branch, the IFSC HDFC0004325 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 004325 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ganeswarpur branch — IFSC HDFC0004325 — extends the bank's services to customers in and around Ganeswarpur, Odisha.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Ganeswarpur |
| IFSC Code | HDFC0004325 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GANESWARPUR PO JANUGANJ REMUNA GOLAI BALASORE ODISHA 756019 |
| City | Ganeswarpur |
| District | Baleshwar |
| State | Odisha |
| STD Code | 91 |
| Phone | 9937903333 |
About this branch
The branch is located at HDFC BANK LTD GANESWARPUR PO JANUGANJ REMUNA GOLAI BALASORE ODISHA 756019. It serves the Ganeswarpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0004325 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GANESWARPUR branch came to be assigned the code HDFC0004325.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0004325, money simply cannot be routed to the GANESWARPUR branch electronically.
Products and account variants supported
Every account opened at the Ganeswarpur branch is mapped to IFSC HDFC0004325 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0004325.
Banking services available
The Ganeswarpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9937903333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0004325
How to transfer money using IFSC HDFC0004325
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0004325 across all three.
How to use IFSC HDFC0004325 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's GANESWARPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0004325.
- Confirm the bank name auto-populates as HDFC Bank and the branch as GANESWARPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GANESWARPUR
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's GANESWARPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0004325 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank GANESWARPUR (IFSC HDFC0004325)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0004325 in your mobile or internet banking app, and the money is credited to the GANESWARPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0004325 for HDFC Bank – GANESWARPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0004325 | Yes – HDFC0004325 | Yes – HDFC0004325 |
For most retail customers crediting the Ganeswarpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's GANESWARPUR branch, the IFSC HDFC0004325 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0004325
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the GANESWARPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0004325 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0004325 and the account number together uniquely identify the Ganeswarpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GANESWARPUR:
- The IFSC is exactly HDFC0004325 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and GANESWARPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ganeswarpur branch
The branch is located at HDFC BANK LTD GANESWARPUR PO JANUGANJ REMUNA GOLAI BALASORE ODISHA 756019, which puts it inside Ganeswarpur, the broader Baleshwar district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Ganeswarpur branch” — the verified location pin for IFSC HDFC0004325 should appear at the top of the results.
- Confirm the branch is open by calling 91-9937903333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0004325 and your account number.
Verifying IFSC HDFC0004325 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0004325 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9937903333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ganeswarpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0004325 continue to work without interruption.
Branch address & contact
HDFC BankGaneswarpur Branch
HDFC BANK LTD GANESWARPUR PO JANUGANJ REMUNA GOLAI BALASORE ODISHA 756019
Ganeswarpur, Odisha
Phone: 91-9937903333
IFSC: HDFC0004325
Frequently asked questions
Is IFSC HDFC0004325 the same for all accounts at Ganeswarpur branch?
Yes. The IFSC HDFC0004325 is shared by every account held at HDFC Bank's Ganeswarpur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ganeswarpur branch but serve different purposes.
Does HDFC Bank Ganeswarpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9937903333 to confirm.
What is the phone number of HDFC Bank Ganeswarpur branch?
You can reach the branch at 91-9937903333 during regular banking hours.
Is IFSC HDFC0004325 valid for NEFT and RTGS?
Yes. IFSC HDFC0004325 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add HDFC Bank Ganeswarpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0004325, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: HDFC0004325 is the IFSC code of HDFC Bank, GANESWARPUR branch, in GANESWARPUR, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
