IFSC Code of HDFC Bank, Gadmudshingi Branch, Maharashtra

Use this page as a one-stop reference for everything related to HDFC Bank's GADMUDSHINGI branch in GANDHINAGAR, MAHARASHTRA. The branch's IFSC code HDFC0002125 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – GADMUDSHINGI is HDFC0002125. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002125 map to this branch in GANDHINAGAR, MAHARASHTRA.

Branch details at a glance

About HDFC Bank

HDFC Bank operates a wide network of branches across India, including the Gadmudshingi branch in Gandhinagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002125.

Gadmudshingi branch overview

Located at GADMUDSHINGI HDFC BANK LTD., PLOT NO. 424 GROUND FLOOR PO- GUDMUDSHINGI GANDHINAGAR,DIST. KOLHAPUR MAHARASHTRA, the Gadmudshingi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0002125 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GADMUDSHINGI branch came to be assigned the code HDFC0002125.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002125, money simply cannot be routed to the GADMUDSHINGI branch electronically.

How to transfer money using IFSC HDFC0002125

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002125 across all three.

How to use IFSC HDFC0002125 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's GADMUDSHINGI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0002125.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as GADMUDSHINGI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GADMUDSHINGI

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's GADMUDSHINGI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002125 while initiating the transfer and the credit will appear within minutes.

IMPS to HDFC Bank GADMUDSHINGI (IFSC HDFC0002125)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002125 in your mobile or internet banking app, and the money is credited to the GADMUDSHINGI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gadmudshingi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0002125:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GADMUDSHINGI is still linked to IFSC HDFC0002125.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HDFC0002125

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – GADMUDSHINGI is still mapped to IFSC HDFC0002125. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002125 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gadmudshingi branch is mapped to IFSC HDFC0002125 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0002125.

Products and services

Customers walking into the Gadmudshingi branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0002125

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002125 and the account number together uniquely identify the Gadmudshingi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Gadmudshingi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002125 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GADMUDSHINGI:

• The IFSC is exactly HDFC0002125 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills HDFC Bank as the bank name and GADMUDSHINGI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gadmudshingi branch sits at GADMUDSHINGI HDFC BANK LTD., PLOT NO. 424 GROUND FLOOR PO- GUDMUDSHINGI GANDHINAGAR,DIST. KOLHAPUR MAHARASHTRA. If you are travelling from outside Gandhinagar, search for the branch on a maps application using the bank name and locality, or call 91-9890603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002125 and your account number.

Verifying IFSC HDFC0002125 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002125 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9890603333.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gadmudshingi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002125 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0002125 is the IFSC code of HDFC Bank, GADMUDSHINGI branch, in GANDHINAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.