IFSC Code of HDFC Bank, The Gandhidham Co-Operative Bank Lt Branch, Gujarat

If you are searching for the IFSC code of HDFC Bank, THE GANDHIDHAM CO-OPERATIVE BANK LT branch in GANDHIDHAM, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is HDFC0CGCBLG. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE GANDHIDHAM CO-OPERATIVE BANK LT branch, and detailed step-by-step guides for using the IFSC HDFC0CGCBLG across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for HDFC Bank – THE GANDHIDHAM CO-OPERATIVE BANK LT is HDFC0CGCBLG. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters CGCBLG map to this branch in GANDHIDHAM, GUJARAT.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Gandhidham Co-Operative Bank Lt branch in Gandhidham, Gujarat is part of this network and uses the IFSC code HDFC0CGCBLG for all electronic settlement.

About the The Gandhidham Co-Operative Bank Lt branch

The The Gandhidham Co-Operative Bank Lt branch of HDFC Bank is situated at PLOT NO. 303, WARD 12/B, GANDHIDHAM KUTCH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0CGCBLG is used.

Branch details at a glance

Why every HDFC Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE GANDHIDHAM CO-OPERATIVE BANK LT of HDFC Bank — its own 11-character IFSC. The code HDFC0CGCBLG is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0CGCBLG the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Gandhidham Co-Operative Bank Lt branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CGCBLG for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0CGCBLG

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CGCBLG across all three.

How to use IFSC HDFC0CGCBLG for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's THE GANDHIDHAM CO-OPERATIVE BANK LT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HDFC0CGCBLG.
4. Confirm the bank name auto-populates as HDFC Bank and the branch as THE GANDHIDHAM CO-OPERATIVE BANK LT.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HDFC0CGCBLG

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – THE GANDHIDHAM CO-OPERATIVE BANK LT, ensure your bank's portal accepts IFSC HDFC0CGCBLG while registering the beneficiary. RTGS is also available 24x7.

IMPS to HDFC Bank THE GANDHIDHAM CO-OPERATIVE BANK LT (IFSC HDFC0CGCBLG)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0CGCBLG in your mobile or internet banking app, and the money is credited to the THE GANDHIDHAM CO-OPERATIVE BANK LT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Gandhidham Co-Operative Bank Lt

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0CGCBLG:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GANDHIDHAM CO-OPERATIVE BANK LT is still linked to IFSC HDFC0CGCBLG.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE GANDHIDHAM CO-OPERATIVE BANK LT branch, the IFSC HDFC0CGCBLG is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Gandhidham Co-Operative Bank Lt branch

Once you have an account at HDFC Bank – THE GANDHIDHAM CO-OPERATIVE BANK LT, the IFSC HDFC0CGCBLG stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Gandhidham Co-Operative Bank Lt branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2836-260433.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0CGCBLG

Online banking and IFSC HDFC0CGCBLG

HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the THE GANDHIDHAM CO-OPERATIVE BANK LT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0CGCBLG is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the The Gandhidham Co-Operative Bank Lt branch

The branch is located at PLOT NO. 303, WARD 12/B, GANDHIDHAM KUTCH, which puts it inside Gandhidham, the broader Kachchh district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Gandhidham Co-Operative Bank Lt branch” — the verified location pin for IFSC HDFC0CGCBLG should appear at the top of the results.
2. Confirm the branch is open by calling 2836-260433 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CGCBLG and your account number.

Common mistakes to avoid when using IFSC HDFC0CGCBLG

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – THE GANDHIDHAM CO-OPERATIVE BANK LT, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CGCBLG.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Gandhidham Co-Operative Bank Lt are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CGCBLG continue to work without interruption.

Verifying IFSC HDFC0CGCBLG from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0CGCBLG by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2836-260433.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HDFC0CGCBLG belongs to HDFC Bank's THE GANDHIDHAM CO-OPERATIVE BANK LT branch, located at PLOT NO. 303, WARD 12/B, GANDHIDHAM KUTCH in GANDHIDHAM, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.