Use this page as a one-stop reference for everything related to HDFC Bank's GADARWARA branch in GADARWARA, MADHYA PRADESH. The branch's IFSC code HDFC0009565 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – GADARWARA is HDFC0009565. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009565 map to this branch in GADARWARA, MADHYA PRADESH.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Gadarwara branch in Gadarwara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009565.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Gadarwara |
| IFSC Code | HDFC0009565 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR NEW MANDI ROAD RATHI COLONY GADARWARA MADHYA PRADESH 487551 |
| City | Gadarwara |
| District | Narsimhapur |
| State | Madhya Pradesh |
| STD Code | 1860 |
| Phone | 2676161 |
About the Gadarwara branch
The Gadarwara branch of HDFC Bank is situated at HDFC BANK LTD GROUND FLOOR NEW MANDI ROAD RATHI COLONY GADARWARA MADHYA PRADESH 487551. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0009565 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's GADARWARA branch came to be assigned the code HDFC0009565.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009565, money simply cannot be routed to the GADARWARA branch electronically.
Account types you can open at the Gadarwara branch
Once you have an account at HDFC Bank – GADARWARA, the IFSC HDFC0009565 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Gadarwara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009565
How to transfer money using IFSC HDFC0009565
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009565 across all three.
NEFT to HDFC Bank, GADARWARA using IFSC HDFC0009565
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009565, and confirm that the system picks up HDFC Bank – GADARWARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GADARWARA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's GADARWARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009565 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – GADARWARA, use IMPS. With IFSC HDFC0009565 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009565 for HDFC Bank – GADARWARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009565 | Yes – HDFC0009565 | Yes – HDFC0009565 |
For most retail customers crediting the Gadarwara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's GADARWARA branch, the IFSC HDFC0009565 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC HDFC0009565
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the GADARWARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0009565 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gadarwara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0009565 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – GADARWARA:
- The IFSC is exactly HDFC0009565 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and GADARWARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gadarwara branch sits at HDFC BANK LTD GROUND FLOOR NEW MANDI ROAD RATHI COLONY GADARWARA MADHYA PRADESH 487551. If you are travelling from outside Gadarwara, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009565 and your account number.
Verifying IFSC HDFC0009565 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009565 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gadarwara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0009565 continue to work without interruption.
Branch address & contact
HDFC BankGadarwara Branch
HDFC BANK LTD GROUND FLOOR NEW MANDI ROAD RATHI COLONY GADARWARA MADHYA PRADESH 487551
Gadarwara, Madhya Pradesh
Phone: 1860-2676161
IFSC: HDFC0009565
Frequently asked questions
How do I add HDFC Bank Gadarwara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009565, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0009565 the same for all accounts at Gadarwara branch?
Yes. The IFSC HDFC0009565 is shared by every account held at HDFC Bank's Gadarwara branch. Only the account number changes from customer to customer.
Where is HDFC Bank Gadarwara branch located?
HDFC Bank's Gadarwara branch is located at HDFC BANK LTD GROUND FLOOR NEW MANDI ROAD RATHI COLONY GADARWARA MADHYA PRADESH 487551, Gadarwara, Madhya Pradesh.
How quickly will an NEFT transfer using HDFC0009565 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Gadarwara reflect within 30 minutes.
What is the phone number of HDFC Bank Gadarwara branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Is IFSC HDFC0009565 valid for NEFT and RTGS?
Yes. IFSC HDFC0009565 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Gadarwara branch?
The IFSC code of HDFC Bank, Gadarwara branch is HDFC0009565. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0009565 belongs to HDFC Bank's GADARWARA branch, located at HDFC BANK LTD GROUND FLOOR NEW MANDI ROAD RATHI COLONY GADARWARA MADHYA… in GADARWARA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
