If you are searching for the IFSC code of HDFC Bank, FULIA branch in FULIA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is HDFC0009530. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the FULIA branch, and detailed step-by-step guides for using the IFSC HDFC0009530 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – FULIA is HDFC0009530. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009530 map to this branch in FULIA, WEST BENGAL.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Fulia |
| IFSC Code | HDFC0009530 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD VILL P O FULIA BELEMATH DIST NADIA FULIA WEST BENGAL 741402 |
| City | Fulia |
| District | Nadia |
| State | West Bengal |
| STD Code | 1860 |
| Phone | 2676161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Fulia branch in Fulia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009530.
About this branch
The branch is located at HDFC BANK LTD VILL P O FULIA BELEMATH DIST NADIA FULIA WEST BENGAL 741402. It serves the Fulia region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0009530 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's FULIA branch came to be assigned the code HDFC0009530.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0009530, money simply cannot be routed to the FULIA branch electronically.
How to transfer money using IFSC HDFC0009530
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009530 across all three.
NEFT to HDFC Bank, FULIA using IFSC HDFC0009530
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009530, and confirm that the system picks up HDFC Bank – FULIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to FULIA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's FULIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009530 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank FULIA (IFSC HDFC0009530)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009530 in your mobile or internet banking app, and the money is credited to the FULIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0009530 for HDFC Bank – FULIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0009530 | Yes – HDFC0009530 | Yes – HDFC0009530 |
For most retail customers crediting the Fulia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0009530
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – FULIA is still mapped to IFSC HDFC0009530. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009530 and the beneficiary's account number to complete the transfer.
Account types you can open at the Fulia branch
Once you have an account at HDFC Bank – FULIA, the IFSC HDFC0009530 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Fulia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1860-2676161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009530
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009530 and the account number together uniquely identify the Fulia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Fulia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009530 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – FULIA:
- The IFSC is exactly HDFC0009530 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and FULIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Fulia branch sits at HDFC BANK LTD VILL P O FULIA BELEMATH DIST NADIA FULIA WEST BENGAL 741402. If you are travelling from outside Fulia, search for the branch on a maps application using the bank name and locality, or call 1860-2676161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009530 and your account number.
Verifying IFSC HDFC0009530 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009530 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1860-2676161.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Fulia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009530, however, work 24x7.
Branch address & contact
HDFC BankFulia Branch
HDFC BANK LTD VILL P O FULIA BELEMATH DIST NADIA FULIA WEST BENGAL 741402
Fulia, West Bengal
Phone: 1860-2676161
IFSC: HDFC0009530
Frequently asked questions
How do I add HDFC Bank Fulia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009530, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0009530 the same for all accounts at Fulia branch?
Yes. The IFSC HDFC0009530 is shared by every account held at HDFC Bank's Fulia branch. Only the account number changes from customer to customer.
What is the IFSC code of HDFC Bank Fulia branch?
The IFSC code of HDFC Bank, Fulia branch is HDFC0009530. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC HDFC0009530 valid for NEFT and RTGS?
Yes. IFSC HDFC0009530 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does HDFC Bank Fulia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1860-2676161 to confirm.
What is the phone number of HDFC Bank Fulia branch?
You can reach the branch at 1860-2676161 during regular banking hours.
Where is HDFC Bank Fulia branch located?
HDFC Bank's Fulia branch is located at HDFC BANK LTD VILL P O FULIA BELEMATH DIST NADIA FULIA WEST BENGAL 741402, Fulia, West Bengal.
Summary
The IFSC code HDFC0009530 belongs to HDFC Bank's FULIA branch, located at HDFC BANK LTD VILL P O FULIA BELEMATH DIST NADIA FULIA WEST BENGAL 741402 in FULIA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
