If you are searching for the IFSC code of HDFC Bank, FARUKHNAGAR branch in FARRUKHNAGAR, HARYANA, this page has every detail you need. The verified IFSC code for this branch is HDFC0002972. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the FARUKHNAGAR branch, and detailed step-by-step guides for using the IFSC HDFC0002972 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's FARUKHNAGAR branch, the IFSC HDFC0002972 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002972 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Farukhnagar branch in Farrukhnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002972.
About this branch
The branch is located at BUILDING 386, WARD NO. 7, OPP. ANAZ MANDI, WAZIRPUR ROAD, FARRUKHNAGAR, GURGAON,122506FARRUKHNAGAR HARYANA 122506. It serves the Farrukhnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002972 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Farukhnagar |
| IFSC Code | HDFC0002972 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUILDING 386, WARD NO. 7, OPP. ANAZ MANDI, WAZIRPUR ROAD, FARRUKHNAGAR, GURGAON,122506FARRUKHNAGAR HARYANA 122506 |
| City | Farrukhnagar |
| District | Gurgaon |
| State | Haryana |
| STD Code | 91 |
| Phone | 9996243333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's FARUKHNAGAR branch came to be assigned the code HDFC0002972.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002972, money simply cannot be routed to the FARUKHNAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Farukhnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0002972 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HDFC0002972
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002972 across all three.
NEFT to HDFC Bank, FARUKHNAGAR using IFSC HDFC0002972
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002972, and confirm that the system picks up HDFC Bank – FARUKHNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002972
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – FARUKHNAGAR, ensure your bank's portal accepts IFSC HDFC0002972 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – FARUKHNAGAR, use IMPS. With IFSC HDFC0002972 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002972 for HDFC Bank – FARUKHNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002972 | Yes – HDFC0002972 | Yes – HDFC0002972 |
For most retail customers crediting the Farukhnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002972
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – FARUKHNAGAR is still mapped to IFSC HDFC0002972. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002972 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Farukhnagar branch is mapped to IFSC HDFC0002972 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002972.
Banking services available
The Farukhnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9996243333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0002972
Online banking and IFSC HDFC0002972
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the FARUKHNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002972 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Farukhnagar branch sits at BUILDING 386, WARD NO. 7, OPP. ANAZ MANDI, WAZIRPUR ROAD, FARRUKHNAGAR, GURGAON,122506FARRUKHNAGAR HARYANA 122506. If you are travelling from outside Farrukhnagar, search for the branch on a maps application using the bank name and locality, or call 91-9996243333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002972 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – FARUKHNAGAR:
- The IFSC is exactly HDFC0002972 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and FARUKHNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Farukhnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002972 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0002972 for HDFC Bank – FARUKHNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankFarukhnagar Branch
BUILDING 386, WARD NO. 7, OPP. ANAZ MANDI, WAZIRPUR ROAD, FARRUKHNAGAR, GURGAON,122506FARRUKHNAGAR HARYANA 122506
Farrukhnagar, Haryana
Phone: 91-9996243333
IFSC: HDFC0002972
Frequently asked questions
What is the IFSC code of HDFC Bank Farukhnagar branch?
The IFSC code of HDFC Bank, Farukhnagar branch is HDFC0002972. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC HDFC0002972 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002972 to send funds instantly.
Does HDFC Bank Farukhnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9996243333 to confirm.
What is the phone number of HDFC Bank Farukhnagar branch?
You can reach the branch at 91-9996243333 during regular banking hours.
How do I add HDFC Bank Farukhnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002972, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is HDFC Bank Farukhnagar branch located?
HDFC Bank's Farukhnagar branch is located at BUILDING 386, WARD NO. 7, OPP. ANAZ MANDI, WAZIRPUR ROAD, FARRUKHNAGAR, GURGAON,122506FARRUKHNAGAR HARYANA 122506, Farrukhnagar, Haryana.
Is IFSC HDFC0002972 valid for NEFT and RTGS?
Yes. IFSC HDFC0002972 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code HDFC0002972 belongs to HDFC Bank's FARUKHNAGAR branch, located at BUILDING 386, WARD NO. 7, OPP. ANAZ MANDI, WAZIRPUR ROAD, FARRUKHNAGAR,… in FARRUKHNAGAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
