Use this page as a one-stop reference for everything related to HDFC Bank's DHAKA branch in EAST CHAMP, BIHAR. The branch's IFSC code HDFC0009870 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – DHAKA is HDFC0009870. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009870 map to this branch in EAST CHAMP, BIHAR.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Dhaka branch in East Champ. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0009870.
Dhaka branch overview
Located at HDFC BANK LTD GRD FLOOR DHAKA BARGANIYA RD NR APSARA CINEMA HALL DHAKA POLICE STATION EAST CHAMP BIHAR 845418, the Dhaka branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HDFC0009870 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Dhaka |
| IFSC Code | HDFC0009870 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GRD FLOOR DHAKA BARGANIYA RD NR APSARA CINEMA HALL DHAKA POLICE STATION EAST CHAMP BIHAR 845418 |
| City | East Champ |
| District | Purba Champaran |
| State | Bihar |
| STD Code | 1800 |
| Phone | 2026161 |
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHAKA of HDFC Bank — its own 11-character IFSC. The code HDFC0009870 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0009870 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0009870 and the account number together uniquely identify the Dhaka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0009870
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0009870 across all three.
NEFT to HDFC Bank, DHAKA using IFSC HDFC0009870
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0009870, and confirm that the system picks up HDFC Bank – DHAKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DHAKA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's DHAKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0009870 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank DHAKA (IFSC HDFC0009870)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0009870 in your mobile or internet banking app, and the money is credited to the DHAKA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dhaka
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0009870:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHAKA is still linked to IFSC HDFC0009870.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0009870
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – DHAKA is still mapped to IFSC HDFC0009870. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0009870 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dhaka branch
Once you have an account at HDFC Bank – DHAKA, the IFSC HDFC0009870 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dhaka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2026161.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HDFC0009870
Digital banking channels
Most day-to-day work that customers used to do at the Dhaka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0009870 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Dhaka branch sits at HDFC BANK LTD GRD FLOOR DHAKA BARGANIYA RD NR APSARA CINEMA HALL DHAKA POLICE STATION EAST CHAMP BIHAR 845418. If you are travelling from outside East Champ, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0009870 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – DHAKA:
- The IFSC is exactly HDFC0009870 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and DHAKA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dhaka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0009870, however, work 24x7.
Verifying IFSC HDFC0009870 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0009870 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankDhaka Branch
HDFC BANK LTD GRD FLOOR DHAKA BARGANIYA RD NR APSARA CINEMA HALL DHAKA POLICE STATION EAST CHAMP BIHAR 845418
East Champ, Bihar
Phone: 1800-2026161
IFSC: HDFC0009870
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhaka branch but serve different purposes.
How quickly will an NEFT transfer using HDFC0009870 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Dhaka reflect within 30 minutes.
Where is HDFC Bank Dhaka branch located?
HDFC Bank's Dhaka branch is located at HDFC BANK LTD GRD FLOOR DHAKA BARGANIYA RD NR APSARA CINEMA HALL DHAKA POLICE STATION EAST CHAMP BIHAR 845418, East Champ, Bihar.
Is IFSC HDFC0009870 the same for all accounts at Dhaka branch?
Yes. The IFSC HDFC0009870 is shared by every account held at HDFC Bank's Dhaka branch. Only the account number changes from customer to customer.
How do I add HDFC Bank Dhaka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0009870, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of HDFC Bank Dhaka branch?
The IFSC code of HDFC Bank, Dhaka branch is HDFC0009870. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code HDFC0009870 belongs to HDFC Bank's DHAKA branch, located at HDFC BANK LTD GRD FLOOR DHAKA BARGANIYA RD NR APSARA CINEMA HALL DHAKA POLICE… in EAST CHAMP, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
