Below are the complete branch details for HDFC Bank, BHILAI, CHARODA branch, located in DURG, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002748. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002748 for HDFC Bank – BHILAI, CHARODA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – BHILAI, CHARODA is HDFC0002748. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002748 map to this branch in DURG, CHHATTISGARH.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhilai, Charoda branch in Durg, Chhattisgarh is part of this network and uses the IFSC code HDFC0002748 for all electronic settlement.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bhilai, Charoda |
| IFSC Code | HDFC0002748 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD., LIFE LINE HOSPITAL, SIRSA GATE SQUARE, BHILAI 3 CHARODA DURG CHATTISGARH 490021 |
| City | Durg |
| District | Durg |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 9893603333 |
About the Bhilai, Charoda branch
The Bhilai, Charoda branch of HDFC Bank is situated at HDFC BANK LTD., LIFE LINE HOSPITAL, SIRSA GATE SQUARE, BHILAI 3 CHARODA DURG CHATTISGARH 490021. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002748 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHILAI, CHARODA of HDFC Bank — its own 11-character IFSC. The code HDFC0002748 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002748 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bhilai, Charoda branch is mapped to IFSC HDFC0002748 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002748.
Products and services
Customers walking into the Bhilai, Charoda branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002748
How to transfer money using IFSC HDFC0002748
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002748 across all three.
NEFT to HDFC Bank, BHILAI, CHARODA using IFSC HDFC0002748
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002748, and confirm that the system picks up HDFC Bank – BHILAI, CHARODA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHILAI, CHARODA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BHILAI, CHARODA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002748 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to HDFC Bank – BHILAI, CHARODA, use IMPS. With IFSC HDFC0002748 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002748 for HDFC Bank – BHILAI, CHARODA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002748 | Yes – HDFC0002748 | Yes – HDFC0002748 |
For most retail customers crediting the Bhilai, Charoda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002748
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – BHILAI, CHARODA is still mapped to IFSC HDFC0002748. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002748 and the beneficiary's account number to complete the transfer.
Online banking and IFSC HDFC0002748
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BHILAI, CHARODA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002748 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002748 and the account number together uniquely identify the Bhilai, Charoda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – BHILAI, CHARODA:
- The IFSC is exactly HDFC0002748 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and BHILAI, CHARODA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhilai, Charoda branch sits at HDFC BANK LTD., LIFE LINE HOSPITAL, SIRSA GATE SQUARE, BHILAI 3 CHARODA DURG CHATTISGARH 490021. If you are travelling from outside Durg, search for the branch on a maps application using the bank name and locality, or call 91-9893603333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002748 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0002748 for HDFC Bank – BHILAI, CHARODA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhilai, Charoda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002748, however, work 24x7.
Branch address & contact
HDFC BankBhilai, Charoda Branch
HDFC BANK LTD., LIFE LINE HOSPITAL, SIRSA GATE SQUARE, BHILAI 3 CHARODA DURG CHATTISGARH 490021
Durg, Chhattisgarh
Phone: 91-9893603333
IFSC: HDFC0002748
Frequently asked questions
Is IFSC HDFC0002748 the same for all accounts at Bhilai, Charoda branch?
Yes. The IFSC HDFC0002748 is shared by every account held at HDFC Bank's Bhilai, Charoda branch. Only the account number changes from customer to customer.
Is IFSC HDFC0002748 valid for NEFT and RTGS?
Yes. IFSC HDFC0002748 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of HDFC Bank Bhilai, Charoda branch?
The IFSC code of HDFC Bank, Bhilai, Charoda branch is HDFC0002748. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add HDFC Bank Bhilai, Charoda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002748, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0002748 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002748 to send funds instantly.
How quickly will an NEFT transfer using HDFC0002748 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bhilai, Charoda reflect within 30 minutes.
Where is HDFC Bank Bhilai, Charoda branch located?
HDFC Bank's Bhilai, Charoda branch is located at HDFC BANK LTD., LIFE LINE HOSPITAL, SIRSA GATE SQUARE, BHILAI 3 CHARODA DURG CHATTISGARH 490021, Durg, Chhattisgarh.
Summary
The IFSC code HDFC0002748 belongs to HDFC Bank's BHILAI, CHARODA branch, located at HDFC BANK LTD., LIFE LINE HOSPITAL, SIRSA GATE SQUARE, BHILAI 3 CHARODA DURG… in DURG, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
