Use this page as a one-stop reference for everything related to HDFC Bank's VEMAGIRI JUNCTION branch in DOWLESWARAM, ANDHRA PRADESH. The branch's IFSC code HDFC0008068 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's VEMAGIRI JUNCTION branch, the IFSC HDFC0008068 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 008068 identifies this particular branch.
Bank profile
HDFC Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vemagiri Junction branch — IFSC HDFC0008068 — extends the bank's services to customers in and around Dowleswaram, Andhra Pradesh.
About this branch
The branch is located at GRD FLOOR VEMAGIRI JUNCTION DOWLESWARAM DIST EAST GODAVARI DOWLESWARAM ANDHRA PRADESH 533125. It serves the Dowleswaram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0008068 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Vemagiri Junction |
| IFSC Code | HDFC0008068 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLOOR VEMAGIRI JUNCTION DOWLESWARAM DIST EAST GODAVARI DOWLESWARAM ANDHRA PRADESH 533125 |
| City | Dowleswaram |
| District | East Godavari |
| State | Andhra Pradesh |
| STD Code | 1800 |
| Phone | 2026161 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's VEMAGIRI JUNCTION branch came to be assigned the code HDFC0008068.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0008068, money simply cannot be routed to the VEMAGIRI JUNCTION branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0008068 and the account number together uniquely identify the Vemagiri Junction branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0008068
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0008068 across all three.
NEFT to HDFC Bank, VEMAGIRI JUNCTION using IFSC HDFC0008068
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0008068, and confirm that the system picks up HDFC Bank – VEMAGIRI JUNCTION. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0008068
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – VEMAGIRI JUNCTION, ensure your bank's portal accepts IFSC HDFC0008068 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank VEMAGIRI JUNCTION (IFSC HDFC0008068)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0008068 in your mobile or internet banking app, and the money is credited to the VEMAGIRI JUNCTION branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vemagiri Junction
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0008068:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VEMAGIRI JUNCTION is still linked to IFSC HDFC0008068.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC HDFC0008068
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – VEMAGIRI JUNCTION is still mapped to IFSC HDFC0008068. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0008068 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vemagiri Junction branch
Once you have an account at HDFC Bank – VEMAGIRI JUNCTION, the IFSC HDFC0008068 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vemagiri Junction branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0008068
Digital banking channels
Most day-to-day work that customers used to do at the Vemagiri Junction branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0008068 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Vemagiri Junction branch
The branch is located at GRD FLOOR VEMAGIRI JUNCTION DOWLESWARAM DIST EAST GODAVARI DOWLESWARAM ANDHRA PRADESH 533125, which puts it inside Dowleswaram, the broader East Godavari district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Vemagiri Junction branch” — the verified location pin for IFSC HDFC0008068 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2026161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0008068 and your account number.
Common mistakes to avoid when using IFSC HDFC0008068
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – VEMAGIRI JUNCTION, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0008068. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Vemagiri Junction are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0008068 continue to work without interruption.
Verifying IFSC HDFC0008068 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0008068 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankVemagiri Junction Branch
GRD FLOOR VEMAGIRI JUNCTION DOWLESWARAM DIST EAST GODAVARI DOWLESWARAM ANDHRA PRADESH 533125
Dowleswaram, Andhra Pradesh
Phone: 1800-2026161
IFSC: HDFC0008068
Frequently asked questions
Does HDFC Bank Vemagiri Junction branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
Is IFSC HDFC0008068 the same for all accounts at Vemagiri Junction branch?
Yes. The IFSC HDFC0008068 is shared by every account held at HDFC Bank's Vemagiri Junction branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using HDFC0008068 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Vemagiri Junction reflect within 30 minutes.
How do I add HDFC Bank Vemagiri Junction as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0008068, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0008068 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0008068 to send funds instantly.
What is the phone number of HDFC Bank Vemagiri Junction branch?
You can reach the branch at 1800-2026161 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vemagiri Junction branch but serve different purposes.
Summary
The IFSC code HDFC0008068 belongs to HDFC Bank's VEMAGIRI JUNCTION branch, located at GRD FLOOR VEMAGIRI JUNCTION DOWLESWARAM DIST EAST GODAVARI DOWLESWARAM ANDHRA… in DOWLESWARAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
