IFSC Code of HDFC Bank, The Dahod Mercantile Co-Op Bank Ltd Branch, Gujarat

Below are the complete branch details for HDFC Bank, THE DAHOD MERCANTILE CO-OP BANK LTD branch, located in DOHAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0CDMCBD. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0CDMCBD for HDFC Bank – THE DAHOD MERCANTILE CO-OP BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For HDFC Bank's THE DAHOD MERCANTILE CO-OP BANK LTD branch, the IFSC HDFC0CDMCBD breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and CDMCBD identifies this particular branch.

About the bank

HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Dahod Mercantile Co-Op Bank Ltd branch in Dohad, Gujarat is part of this network and uses the IFSC code HDFC0CDMCBD for all electronic settlement.

About this branch

The branch is located at P O BOX 58, MULAJI BAZAR, DAHOD, 389151 GUJARAT. It serves the Dohad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0CDMCBD is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's THE DAHOD MERCANTILE CO-OP BANK LTD branch came to be assigned the code HDFC0CDMCBD.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0CDMCBD, money simply cannot be routed to the THE DAHOD MERCANTILE CO-OP BANK LTD branch electronically.

MICR & cheque-truncation details

Cheques drawn on the The Dahod Mercantile Co-Op Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HDFC0CDMCBD for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC HDFC0CDMCBD

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0CDMCBD across all three.

NEFT to HDFC Bank, THE DAHOD MERCANTILE CO-OP BANK LTD using IFSC HDFC0CDMCBD

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0CDMCBD, and confirm that the system picks up HDFC Bank – THE DAHOD MERCANTILE CO-OP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE DAHOD MERCANTILE CO-OP BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's THE DAHOD MERCANTILE CO-OP BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0CDMCBD while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to HDFC Bank – THE DAHOD MERCANTILE CO-OP BANK LTD, use IMPS. With IFSC HDFC0CDMCBD and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HDFC0CDMCBD for HDFC Bank – THE DAHOD MERCANTILE CO-OP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Dahod Mercantile Co-Op Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's THE DAHOD MERCANTILE CO-OP BANK LTD branch, the IFSC HDFC0CDMCBD is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Dahod Mercantile Co-Op Bank Ltd branch is mapped to IFSC HDFC0CDMCBD on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HDFC0CDMCBD.

Products and services

Customers walking into the The Dahod Mercantile Co-Op Bank Ltd branch can access most of HDFC Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HDFC0CDMCBD

Digital banking channels

Most day-to-day work that customers used to do at the The Dahod Mercantile Co-Op Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0CDMCBD is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Dahod Mercantile Co-Op Bank Ltd branch

The branch is located at P O BOX 58, MULAJI BAZAR, DAHOD, 389151 GUJARAT, which puts it inside Dohad, the broader Dahod district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “HDFC Bank The Dahod Mercantile Co-Op Bank Ltd branch” — the verified location pin for IFSC HDFC0CDMCBD should appear at the top of the results.
2. Confirm the branch is open by calling 2673-242694 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0CDMCBD and your account number.

Common mistakes to avoid when using IFSC HDFC0CDMCBD

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – THE DAHOD MERCANTILE CO-OP BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HDFC0CDMCBD.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Dahod Mercantile Co-Op Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0CDMCBD continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HDFC0CDMCBD for HDFC Bank – THE DAHOD MERCANTILE CO-OP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: HDFC0CDMCBD is the IFSC code of HDFC Bank, THE DAHOD MERCANTILE CO-OP BANK LTD branch, in DOHAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.