Below are the complete branch details for HDFC Bank, DODA branch, located in DODA, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002908. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002908 for HDFC Bank – DODA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HDFC0002908 is the IFSC of HDFC Bank's DODA branch. The format is fixed: HDFC = bank code, 0 = reserved, 002908 = branch identifier.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Doda branch in Doda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002908.
About this branch
The branch is located at HDFC BANK LTD., MAIN BUS STAND, MAIN MARKET, NEHRU COMPLE X, DODA JAMMU AND KASHMIR 182202. It serves the Doda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002908 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Doda |
| IFSC Code | HDFC0002908 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD., MAIN BUS STAND, MAIN MARKET, NEHRU COMPLE X, DODA JAMMU AND KASHMIR 182202 |
| City | Doda |
| District | Doda |
| State | Jammu and Kashmir |
| STD Code | 91 |
| Phone | 8001804333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's DODA branch came to be assigned the code HDFC0002908.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002908, money simply cannot be routed to the DODA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002908 and the account number together uniquely identify the Doda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0002908
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002908 across all three.
NEFT to HDFC Bank, DODA using IFSC HDFC0002908
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002908, and confirm that the system picks up HDFC Bank – DODA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DODA
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's DODA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002908 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank DODA (IFSC HDFC0002908)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002908 in your mobile or internet banking app, and the money is credited to the DODA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002908 for HDFC Bank – DODA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002908 | Yes – HDFC0002908 | Yes – HDFC0002908 |
For most retail customers crediting the Doda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002908
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – DODA is still mapped to IFSC HDFC0002908. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002908 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Doda branch is mapped to IFSC HDFC0002908 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002908.
Products and services
Customers walking into the Doda branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002908
Digital banking channels
Most day-to-day work that customers used to do at the Doda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002908 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Doda branch sits at HDFC BANK LTD., MAIN BUS STAND, MAIN MARKET, NEHRU COMPLE X, DODA JAMMU AND KASHMIR 182202. If you are travelling from outside Doda, search for the branch on a maps application using the bank name and locality, or call 91-8001804333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002908 and your account number.
Common mistakes to avoid when using IFSC HDFC0002908
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – DODA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002908. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Doda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HDFC0002908, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC HDFC0002908 for HDFC Bank – DODA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
HDFC BankDoda Branch
HDFC BANK LTD., MAIN BUS STAND, MAIN MARKET, NEHRU COMPLE X, DODA JAMMU AND KASHMIR 182202
Doda, Jammu and Kashmir
Phone: 91-8001804333
IFSC: HDFC0002908
Frequently asked questions
How do I add HDFC Bank Doda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002908, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of HDFC Bank Doda branch?
You can reach the branch at 91-8001804333 during regular banking hours.
Can I use IFSC HDFC0002908 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002908 to send funds instantly.
How quickly will an NEFT transfer using HDFC0002908 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Doda reflect within 30 minutes.
Is IFSC HDFC0002908 valid for NEFT and RTGS?
Yes. IFSC HDFC0002908 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC HDFC0002908 the same for all accounts at Doda branch?
Yes. The IFSC HDFC0002908 is shared by every account held at HDFC Bank's Doda branch. Only the account number changes from customer to customer.
Where is HDFC Bank Doda branch located?
HDFC Bank's Doda branch is located at HDFC BANK LTD., MAIN BUS STAND, MAIN MARKET, NEHRU COMPLE X, DODA JAMMU AND KASHMIR 182202, Doda, Jammu and Kashmir.
Summary
The IFSC code HDFC0002908 belongs to HDFC Bank's DODA branch, located at HDFC BANK LTD., MAIN BUS STAND, MAIN MARKET, NEHRU COMPLE X, DODA JAMMU AND… in DODA, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
