Below are the complete branch details for HDFC Bank, BHADERWAH branch, located in DODA, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002801. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002801 for HDFC Bank – BHADERWAH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for HDFC Bank – BHADERWAH is HDFC0002801. The first four letters HDFC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002801 map to this branch in DODA, JAMMU AND KASHMIR.
About the bank
HDFC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhaderwah branch in Doda, Jammu and Kashmir is part of this network and uses the IFSC code HDFC0002801 for all electronic settlement.
About this branch
The branch is located at HDFC BANK LTD., JANI BAZAAR, BADERWAH, DIST. - DODA JAMMU AND KASHMIR 182222. It serves the Doda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HDFC Bank. The IFSC HDFC0002801 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Bhaderwah |
| IFSC Code | HDFC0002801 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD., JANI BAZAAR, BADERWAH, DIST. - DODA JAMMU AND KASHMIR 182222 |
| City | Doda |
| District | Doda |
| State | Jammu and Kashmir |
| STD Code | 91 |
| Phone | 8001804333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how HDFC Bank's BHADERWAH branch came to be assigned the code HDFC0002801.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HDFC0002801, money simply cannot be routed to the BHADERWAH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002801 and the account number together uniquely identify the Bhaderwah branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC HDFC0002801
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002801 across all three.
NEFT to HDFC Bank, BHADERWAH using IFSC HDFC0002801
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002801, and confirm that the system picks up HDFC Bank – BHADERWAH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHADERWAH
If you need to transfer ₹2 lakh or more in one go to an account at HDFC Bank's BHADERWAH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HDFC0002801 while initiating the transfer and the credit will appear within minutes.
IMPS to HDFC Bank BHADERWAH (IFSC HDFC0002801)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002801 in your mobile or internet banking app, and the money is credited to the BHADERWAH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bhaderwah
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0002801:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHADERWAH is still linked to IFSC HDFC0002801.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's BHADERWAH branch, the IFSC HDFC0002801 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bhaderwah branch is mapped to IFSC HDFC0002801 on the RBI payments network. The branch generally supports the full retail product catalogue of HDFC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HDFC0002801.
Products and services
Customers walking into the Bhaderwah branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002801
Online banking and IFSC HDFC0002801
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the BHADERWAH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0002801 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bhaderwah branch
The branch is located at HDFC BANK LTD., JANI BAZAAR, BADERWAH, DIST. - DODA JAMMU AND KASHMIR 182222, which puts it inside Doda, the broader Doda district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “HDFC Bank Bhaderwah branch” — the verified location pin for IFSC HDFC0002801 should appear at the top of the results.
- Confirm the branch is open by calling 91-8001804333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HDFC0002801 and your account number.
Common mistakes to avoid when using IFSC HDFC0002801
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – BHADERWAH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0002801. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bhaderwah are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002801 continue to work without interruption.
Verifying IFSC HDFC0002801 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002801 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8001804333.
- Visiting the bank's official branch locator page.
Branch address & contact
HDFC BankBhaderwah Branch
HDFC BANK LTD., JANI BAZAAR, BADERWAH, DIST. - DODA JAMMU AND KASHMIR 182222
Doda, Jammu and Kashmir
Phone: 91-8001804333
IFSC: HDFC0002801
Frequently asked questions
How do I add HDFC Bank Bhaderwah as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002801, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhaderwah branch but serve different purposes.
Is IFSC HDFC0002801 the same for all accounts at Bhaderwah branch?
Yes. The IFSC HDFC0002801 is shared by every account held at HDFC Bank's Bhaderwah branch. Only the account number changes from customer to customer.
Does HDFC Bank Bhaderwah branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8001804333 to confirm.
Can I use IFSC HDFC0002801 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002801 to send funds instantly.
Where is HDFC Bank Bhaderwah branch located?
HDFC Bank's Bhaderwah branch is located at HDFC BANK LTD., JANI BAZAAR, BADERWAH, DIST. - DODA JAMMU AND KASHMIR 182222, Doda, Jammu and Kashmir.
How quickly will an NEFT transfer using HDFC0002801 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Bhaderwah reflect within 30 minutes.
Final notes
To recap: HDFC0002801 is the IFSC code of HDFC Bank, BHADERWAH branch, in DODA, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
