This page lists the IFSC code, branch address, contact number and fund-transfer information for HDFC Bank, DHARMAGARH branch in DHARMAGARH. The 11-digit IFSC HDFC0005637 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with HDFC Bank at the DHARMAGARH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's DHARMAGARH branch, the IFSC HDFC0005637 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 005637 identifies this particular branch.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Dharmagarh |
| IFSC Code | HDFC0005637 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HDFC BANK LTD GROUND FLOOR OPP BLOCK OFFICE DHARAMGARH DIST KALAHANDI ODISHA DHARAMGARH ODISHA 766015 |
| City | Dharmagarh |
| District | Kalahandi |
| State | Odisha |
| STD Code | 1800 |
| Phone | 2026161 |
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Dharmagarh branch in Dharmagarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0005637.
About the Dharmagarh branch
The Dharmagarh branch of HDFC Bank is situated at HDFC BANK LTD GROUND FLOOR OPP BLOCK OFFICE DHARAMGARH DIST KALAHANDI ODISHA DHARAMGARH ODISHA 766015. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0005637 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHARMAGARH of HDFC Bank — its own 11-character IFSC. The code HDFC0005637 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0005637 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC HDFC0005637
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0005637 across all three.
How to use IFSC HDFC0005637 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to HDFC Bank's DHARMAGARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC HDFC0005637.
- Confirm the bank name auto-populates as HDFC Bank and the branch as DHARMAGARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC HDFC0005637
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – DHARMAGARH, ensure your bank's portal accepts IFSC HDFC0005637 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank DHARMAGARH (IFSC HDFC0005637)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0005637 in your mobile or internet banking app, and the money is credited to the DHARMAGARH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dharmagarh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HDFC0005637:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHARMAGARH is still linked to IFSC HDFC0005637.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at HDFC Bank's DHARMAGARH branch, the IFSC HDFC0005637 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Dharmagarh branch
Once you have an account at HDFC Bank – DHARMAGARH, the IFSC HDFC0005637 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Dharmagarh branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0005637
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0005637 and the account number together uniquely identify the Dharmagarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC HDFC0005637
HDFC Bank customers can register for net banking and the bank's official mobile app once their account at the DHARMAGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HDFC0005637 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC HDFC0005637
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to HDFC Bank – DHARMAGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
HDFC0005637. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Dharmagarh branch sits at HDFC BANK LTD GROUND FLOOR OPP BLOCK OFFICE DHARAMGARH DIST KALAHANDI ODISHA DHARAMGARH ODISHA 766015. If you are travelling from outside Dharmagarh, search for the branch on a maps application using the bank name and locality, or call 1800-2026161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0005637 and your account number.
Verifying IFSC HDFC0005637 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0005637 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2026161.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dharmagarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0005637 continue to work without interruption.
Branch address & contact
HDFC BankDharmagarh Branch
HDFC BANK LTD GROUND FLOOR OPP BLOCK OFFICE DHARAMGARH DIST KALAHANDI ODISHA DHARAMGARH ODISHA 766015
Dharmagarh, Odisha
Phone: 1800-2026161
IFSC: HDFC0005637
Frequently asked questions
Where is HDFC Bank Dharmagarh branch located?
HDFC Bank's Dharmagarh branch is located at HDFC BANK LTD GROUND FLOOR OPP BLOCK OFFICE DHARAMGARH DIST KALAHANDI ODISHA DHARAMGARH ODISHA 766015, Dharmagarh, Odisha.
How do I add HDFC Bank Dharmagarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0005637, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC HDFC0005637 the same for all accounts at Dharmagarh branch?
Yes. The IFSC HDFC0005637 is shared by every account held at HDFC Bank's Dharmagarh branch. Only the account number changes from customer to customer.
Does HDFC Bank Dharmagarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2026161 to confirm.
How quickly will an NEFT transfer using HDFC0005637 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Dharmagarh reflect within 30 minutes.
Is IFSC HDFC0005637 valid for NEFT and RTGS?
Yes. IFSC HDFC0005637 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of HDFC Bank Dharmagarh branch?
You can reach the branch at 1800-2026161 during regular banking hours.
Can I use IFSC HDFC0005637 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0005637 to send funds instantly.
Final notes
To recap: HDFC0005637 is the IFSC code of HDFC Bank, DHARMAGARH branch, in DHARMAGARH, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
